Viewpoints

Visa’s Blog – Visa Viewpoints

PERSPECTIVES ON DIGITAL CURRENCY

Feb 28, 2013

Postcards from #MWC13: Visa’s Rodrigo Meireles on Latin America

Visa’s announcements at Mobile World Congress of our partnership with Samsung to accelerate mobile NFC payments,  the Visa Ready Partner Program and our financial inclusion research with the GSMA mWomen Programme have been well-received by those attending and covering the show.

Rodrigo Meireles, Visa’s Head of Mobile Product for Latin America and the Caribbean (LAC), sees announcements like these having a positive impact on his market, as Visa works to partner with financial institutions, mobile operators and mobile manufacturers in key countries like Brazil, Mexico, Peru and Colombia:

See the full interview with Migues below:

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Posted by: Lucas Mast, Visa Corporate Relations on February 28, 2013 at 5:48 pm

Feb 28, 2013

SBA and Visa Video Contest: Share Your Export Small Biz Story and you could win $10,000

Each year, businesses across the U.S. produce goods and provide services that are in high demand – in the U.S. and across our borders. In fact, according to the U.S. Small Business Administration, 97 percent of all exporters are small businesses.

To celebrate small business success in international exporting, and to increase awareness of government assistance available for small business exporters, the Office of International Trade at the SBA and Visa invite small businesses to share their export story via a three minute video. The winning video in accordance with the Official Rules will be awarded $10,000.

The contest opens February 25 and runs through April 5. Details on the video challenge can be found at exportvideo.challenge.gov. All eligible videos will be scored by a panel assembled by the SBA and will select a total of five winning videos from the following categories:

  • Manufacturing
  • Consumer products
  • Professional services
  • Technology
  • Agribusiness

Winners will be awarded cash to help with their business, and could receive an additional $1,000 for travel reimbursement to attend the awards ceremony in may in Denver, CO.

  • 1st Place: $10,000
  • 2nd Place: $8,000
  • 3rd Place: $6,000
  • 4th Place: $4,000
  • 5th Place: $2,000

Check out last year’s winning video!

 

The video submission deadline to enter your small business is April 5th by 5:00 p.m. EDT. Visit exportvideo.challenge.gov for more information, to see the Official Rules and to enter to win.

Ready, set, GO!

 

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Posted by: Janet Zablock, Head of Global Small Business, Visa Inc. on February 28, 2013 at 8:59 am

Feb 27, 2013

Voices of Inclusion: Bill & Melinda Gates Foundation

From Barcelona’s Mobile World Congress show floor, Visa’s Head of Corporate Responsibility Douglas Sabo interviews thought leaders from the public, private and NGO sectors about the impact mobile services are having on financial inclusion efforts around the world.

Next in the series, Douglas sits down with Daniel Radcliffe, Program Officer, Financial Services for the Poor at Bill & Melinda Gates Foundation.

 

View the entire Voices of Inclusion series here.

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Posted by: Douglas Sabo, Visa Corporate Responsibility on February 27, 2013 at 6:06 pm

Feb 27, 2013

Postcards from #MWC13: Ashwin Raj on Emerging Markets

As Visa’s Head of Mobile Product in Emerging Markets, Ashwin Raj talks about the importance of Visa’s participation at Mobile World Congress and how it allows Visa to showcase our capabilities, offering a view of what we have accomplished so far–as well articulate our vision for the future of payments.

Ashwin explains how mobile technology has revolutionized the way financial services reach unbanked and under-served consumers in emerging markets and the role Visa plays in making mobile money transactions secure, reliable and convenient.

See Ashwin’s full interview below:

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Posted by: Lucas Mast, Visa Corporate Relations on February 27, 2013 at 4:11 pm

Feb 27, 2013

Voices of Inclusion: UNCDF’s Till Bruett

From the show floor at Mobile World Congress, Visa’s Head of Corporate Responsibility, Douglas Sabo interviews thought leaders from the public, private and NGO sectors about the impact mobile services are having on financial inclusion efforts around the world.

Next in the series, Douglas sits down with Till Bruett, Advisor and Programme Manager for the United Nations Capital Development Fund (UNCDF’) Mobile Money for the Poor initiative.

In this video, Bruett shares an overview of UNCDF’s work around the world and highlights the convergence of the diverse set of stakeholders supporting financial inclusion.

View the entire Voices of Inclusion series here.

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Posted by: Douglas Sabo, Visa Corporate Responsibility on February 27, 2013 at 3:44 pm

Feb 27, 2013

Voices of Inclusion: Daryl Collins, Author & BFA Director

From the show floor at Mobile World Congress, Visa’s Head of Corporate Responsibility, Douglas Sabo interviews thought leaders from the public, private and NGO sectors about the impact mobile services are having on financial inclusion efforts around the world.

Next in the series, Douglas sits down with Daryl Collins, Author of Portfolios of the Poor and Director at Bankable Frontier Associates (BFA) for an extended discussion of the research recently released BFA, the GSMA mWomen Programme and Visa Inc. exploring how women around the world manage their money and how mobile money services can help meet their financial needs.

Among her insights, Daryl shares information about how the money management techniques of women differ from men and the importance of the income that women earn and contribute to family expenses. Daryl shared additional information from the study, including what women reported as the most appealing features of mobile financial services: convenience, security and privacy.

Daryl Collins, Author of Portfolios of the Poor and Director at Bankable Frontier Associates

Other videos in the “Voices of Inclusion” series:

Dr. Maura O’Neill, USAID

Chris Locke, GSMA Mobile for Development

Elizabeth Berthe, Mercy Corps

Cherie Blair, Cherie Blair Foundation for Women

 

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Posted by: Douglas Sabo, Visa Corporate Responsibility on February 27, 2013 at 8:50 am

Feb 27, 2013

A Dollar a Day, Slowly Frittered Away

Keeping track of cash can be a hassle, especially with today’s busy – and increasingly globe-trotting – lifestyle. In fact, the recent Visa Payment Attitudes Study has revealed that we lose on average US$365 each year by using cash instead of cards. If you worked from 20 years old until you were 65 and lost that much every year, it would amount to a whopping US$16,425!

This consists of US$80 worth of idle change just lying around the home, car or office, and US$285 worth of unused foreign currency lost after trips abroad. This seemingly small amount, that averages a dollar a day, is actually equivalent to the cost of 6.5 grams of gold or supporting a family of four in Bangladesh for a year!

The study also revealed that keeping tabs on our hard-earned money and worrying about carrying cash around is a concern for us too. The majority of respondents (54 percent) said the key reason they have a debit card is because it is more convenient to carry around, rather than being weighed down by a large amount of cash. They also like debit because you can use it to make online purchases (45 percent) and to keep their finances in check, with over half (53 percent) saying it is good for smart financial management because the payment is debited directly from their regular bank account.

We’ve long known that carrying cash can be inconvenient and unreliable, and now this research proves that we are out of pocket by using cash too! See the infographic below for a breakdown of the results and which countries are losing out on the most by sticking to cash…

 For more on the study visit
 

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Posted by: Jag Mistry, Corporate Relations, Visa Inc. on February 27, 2013 at 6:35 am

Feb 26, 2013

Postcards from #MWC13: Visa Global Head of Product Jim McCarthy

Jim McCarthy, Visa’s Global Head of Product, takes a break from the hustle and bustle of Mobile World Congress to offer his perspective of why mobile payments are at the center of this year’s show.

See  Jim’s insights on how the industry dialogue is evolving and why there is  an increased focus on consumers, merchants and commerce in 2013–and the coolest thing he has seen at #MWC13:

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Posted by: Lucas Mast, Visa Corporate Relations on February 26, 2013 at 10:13 pm

Feb 26, 2013

Voices of Inclusion: Cherie Blair

Broadcasting from the Mobile World Congress show floor, Visa’s Head of Corporate Responsibility, Douglas Sabo continues his conversations with thought leaders from the public, private and NGO sectors about the impact mobile services are having on financial inclusion efforts around the world. 

Next in the series of conversations is Cherie Blair, founder of the Cherie Blair Foundation for Women, wife of the former Prime Minister and global ambassador for women entrepreneurs:

Other videos in the “Voices of Inclusion” series:

Dr. Maura O’Neill, USAID

Chris Locke, GSMA Mobile for Development

Elizabeth Berthe, Mercy Corps

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Posted by: Douglas Sabo, Visa Corporate Responsibility on February 26, 2013 at 4:15 pm

Feb 26, 2013

Voices of Inclusion: Mercy Corps and GSMA Mobile for Development

Visa’s Head of Corporate Responsibility Douglas Sabo continues his conversations with thought leaders from the public, private and NGO sectors about the impact mobile services are having on financial inclusion efforts around the world. 

Next in the series of conversations is Elizabeth Berthe, Senior Director of Financial Services Innovation at Mercy Corps and Chris Locke, Managing Director of GSMA Mobile for Development.

Elizabeth Berthe, Mercy Corps

 

Chris Locke, GSMA Mobile for Development

 Other videos in the “Voices of Inclusion” series:

Dr. Maura O’Neill, USAID

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Posted by: Douglas Sabo, Visa Corporate Responsibility on February 26, 2013 at 2:41 pm