Visa’s Blog – Visa Viewpoints


Sep 9, 2013

Conferences and Events

Visa Security Summit 2013: Focus on Responsible Innovation

Connecting the world’s commerce would be daunting without technology. It’s what generates purchase authorizations in about the time it takes you to blink. It’s what identifies fraudulent transactions in that same blink of an eye. And now it’s changing the way commerce is conducted.

Mobile devices and social networks are creating an always-on society where people can connect with each other and do business anytime, anywhere. We call this the “new normal.”  Unfortunately, the solutions that make it easier for us to connect with each other also make it easier for criminals to connect with us.

Can we use the capabilities of the new technologies to deliver a payment system that is safer than ever before? Or will these technologies bring opportunities to criminals that will challenge our security teams as never before? This is the crossroads we stand at today.

At Visa, we call the road ahead “responsible innovation.” It’s a two-part idea.

First, we must stay true to the principles that have made us successful, ensuring that every innovation comes with the same level of security that our stakeholders have come to expect. Our imperative must be to build security into every solution from the ground up, not after the fact. Otherwise, we risk losing the trust on which our business depends – trust that’s been built over decades.

Second, we must consider how new technologies are changing consumer behavior. Consumers are using the mobile and social world to open their private lives to friends and family in new ways. In so doing, they are also opening their personal details to others with darker intentions. Clearly, our second imperative must be to adopt security approaches that work in a world where nothing is certain to be private.

At this year’s Visa Security Summit, to be held on October 2 in Washington, D.C., we will bring together a range of speakers – elected officials, entrepreneurs, technologists, journalists and global development experts – to talk about this unique intersection of technology and security.

Please join us for one of the most important conversations on payment security!  And thank you to our sponsors, including Trustwave, SecurityMetrics and Kaspersky Lab, for helping make this dialogue possible.


Posted by: Ellen Richey, Chief Enterprise Risk Officer on September 9, 2013 at 9:00 am

May 3, 2013

The Results Are In: Visa’s TechCrunch Disrupt Hackathon Generates Fresh Thinking on Payment Security Education

After two days of panels, a Startup Battlefield and a 24 hour hackathon, TechCrunch wrapped up another successful Disrupt NY event with thousands of attendees.  Visa joined in on the fun by sponsoring the Disrupt hackathon, where 700 developers descended on New York City for a chance to win $8,500 from Visa.

My Visa colleagues Lee Mokri and Sofia Mata-Leclerc were on-site at the hackathon helping developers throughout the night and eventually awarding the prizes.  The Hackathon was a way to generate more awareness and create a forum to discuss improving payment security, and make learning about security more engaging and digestible.  We tapped into the incredible creative talent of the developer community to take a new approach to this challenge.  After working through the night, developers submitted numerous creative concepts, making it a tough choice for the judges.

The grand prize winner, Theo Rushin, Jr., created a game designed for kids and parents to play and learn about online security, together.  The runner-up, Frank Denbow, was recognized for creating a phishing game that delivers tips throughout each stage of play.



Here’s a peek inside the hackathon:


Posted by: Mark Norris, Senior Business Leader, Emerging Products, Visa Inc on May 3, 2013 at 4:22 pm

Feb 22, 2013

Visa Showcases Mobile Payments at Mobile World Congress 2013

Next week, Visa heads to Barcelona, Spain, for Mobile World Congress 2013, the world’s premier mobile industry event, where we will showcase the latest Visa offerings in mobile payments and digital wallets.  The event in Barcelona always proves to be a stage for true mobile innovation – and at Visa, we continue to collaborate with mobile operators, financial institutions, device manufactures and technology providers to transform the way people shop, pay and get paid.

We are truly making mobile payments and digital wallets a reality for consumers around the world.

Our schedule is listed below so please stop by the booth (Fira, Hall 6 – Booth 6E40) and view the latest technology offerings, or join one of our events.  We’ll also be tweeting and blogging (and posting videos) from Mobile World Congress, so send along your questions or comments on trends in mobile.

Visa Press Conference
Monday, February 25, 4:30 p.m. CET
Fira, Hall 6 – Stand 6E40
Visa mobile initiatives are scheduled to be announced during the press briefing, which will be streamed live.

Building the Ecosystem for NFC Services
Bill Gajda, Head of Global Mobile Products, Visa Inc.
Monday, February 25, 2:00 p.m. CET
Fira, Hall 4, Conference Village, Auditorium 3
Visa’s Head of Global Mobile Products will discuss the current state of NFC, as NFC services are continuing to be rolled-out by mobile operators, payment providers and handset manufacturers across the world.

Visa and GSMA to Launch mWomen Research
Aletha Ling, Chief Operating Offer of Fundamo, a Visa company
Tuesday, February 26, 12:00 p.m. CET
Fira, Hall 4 – Conference Village, Room CC1 – 1.5)
Visa and GSMA will release a new five-country study, “Unlocking the Potential: Women and Mobile Financial Services in Emerging Markets,” offering insights on how mobile financial services can better support the complex financial lives of women at the base of the pyramid.

Retail Therapy; Enhancing the Shopping Experience through Mobile
Sandra Alzetta, Senior Vice President of Mobile for Visa Europe
Wednesday, February 27, 4 p.m. CET
Fira, Hall 4 – Conference Village – Auditorium 3
Visa’s Senior Vice President of Mobile for Visa Europe and industry experts will discuss the latest uses of mobile technology in the retail environment.


Posted by: Lucas Mast, Visa Corporate Relations on February 22, 2013 at 1:58 pm

Aug 16, 2012

Visa Competes for a Voice at SXSW: Vote Now!

While South by Southwest (SXSW), the annual convention in Austin that brings together the best in music, independent film and emerging technologies, isn’t for several months, we have a favor to ask.

SXSW is the premier destination for the “who’s who” of technology and innovation, and payments is a hot topic. Visa submitted three compelling future of payments-related panels for SXSW’s Interactive Festival that will discuss how technology is going to impact the way you pay and get paid in the next coming years and we need your help to get us in!

Each year the SXSW community – which includes you – is invited to vote on the agenda. Your vote dictates thirty percent of the overall selection criteria, so make your vote count and choose Visa.

Voting closes on August 31st, so we only have two weeks left. Here is what you need to do:

  • Register: To vote, you have to register. All that’s required is your name and an email address. Fill out the form, hit submit, and an email verification will be sent to you. Even if you registered last year, you need to re-register this year.
  • Socialize your Vote:  Want your vote to go the extra mile? Include comments. The quality of feedback is also weighed in the voting process, so make sure you log in via your favorite social network and share what you think. We want your feedback to help shape the panels.

See Visa panels and click to vote once registered!

Shirt? Skirt? Latte? How We’ll Pay in 2020 

We’ve seen our payment systems continuously evolve over the last century. Today, we’re about to embark on another major milestone in the payment industry – and an entirely new group of stakeholders has been shaking up the conversation: digital wallet service providers. During this panel, we’ll bring together various financial “disruptors” as well as traditional payment leaders, who’ll discuss and provide insight on how payments have evolved and what they will look like in the next decade. The panel will go in depth about new technologies that are revolutionizing our payment systems and how and when consumers and merchants will fully adapt them in their everyday lives.

Click here to vote for ‘Shirt? Skirt? How We’ll Pay in 2020′


From Mom and Pop to Y-Not Shops

The GenY crowd is said to be the most entrepreneurial in history. Technology is now the great enabler for all businesses, but Generation Y entrepreneurs have an added advantage: a lifetime of exposure to interactive digital devices has given them an enviable comfort level with new technology and the ability to intuitively navigate and exploit the Internet.  During this panel, we’ll bring together young, emerging entrepreneurs with well-known small business advocates to explain why mom-and-pop shops are no longer that. It is the young entrepreneur who is setting up shops these days, whether it is a food truck, the latest app, or a time-saving technology.

Click here to vote for ‘From Mom and Pop to Y-Not Shops


Mobile Money – Trust, Probability and the Future of Payments

Technology companies, financial institutions, payment networks and mobile network operators are working to transform the lives of consumers and are counting mobile technology to offer new financial services and electronic payments that promise to impact our lives.  As the industry claims that consumers will have choices like never before, what does the definitive future actually entail? How are consumers going to start? This panel will answer everything you want and need to know about mobile payments: Where the technology currently stands, what options will come to fruition and what will need to happen to get us there.

Click here to vote for ‘Mobile Money – Tryst, Probability and the Future of Payments


Posted by: Lucas Mast, Visa Corporate Relations on August 16, 2012 at 6:51 pm