Visa’s Blog – Visa Viewpoints


Feb 26, 2013

Mobile Payments

Postcards From #MWC13: Greetings from Bill Gajda

Greetings from Barcelona!

Mobile World Congress is underway and Visa’s presence is stronger than ever. With mobile commerce and mobile payments listed among MWC13’s top three agenda items, Visa’s Head of Mobile Bill Gajda (@billgajda) welcomes those in person and online to #MWC13.  For those attending the show, please drop byVisa’s booth  at Hall 6, Booth 6E40.

As we continue to feature highlights from the show  floor, we welcome you to share comments and questions around Mobile World Congress.  Follow us @VisaNews for updates from #MWC13!

Watch the clip below to see a welcome note from Bill:


Posted by: Lucas Mast, Visa Corporate Relations on February 26, 2013 at 6:26 am

Nov 12, 2012

Open Mobile Summit: One Minute With Visa’s Michele Janes

This week, luminaries from the mobile industry met in San Francisco for the annual Open Mobile Summit.  From 4G to mCommerce to the future of mobile devices and mobile advertising, a broad range of topics were debated by some of the leading representatives in the mobile space.

One topic that  was covered in great detail was the future of mobile payments.  Continuing a conversation that held recently at Money2020 Visa’s Michele Janes joined panelists from PayPal, American Express, Google and Home Depot to provide perspective and strategies for addressing this important subject.  Moderated by analyst Greg Sterling, the panel titled “Wallet Wars: Mobile Payments From Theory to Practice” discussed a wide variety of issues including important elements for mobile payments adoption and how companies like Visa are working with mobile operators to offer solutions to reach the world’s unbanked.

We caught up with Michele following the conference to get her insights into Visa’s efforts to bring mobile payments to consumers in emerging markets.


Posted by: Lucas Mast, Visa Corporate Relations on November 12, 2012 at 8:46 am

Sep 18, 2012

Going Cashless With Aletha Ling

In today’s “Going Cashless” video series, we chatted with Aletha Ling, Chief Operating Officer of Fundamo, a Visa company. Aletha shared her personal perspective on the impact of cash on innovation and entrepreneurship in emerging economies and some of the exciting benefits that mobile money technologies are bringing to people around the world.



Posted by: Douglas Sabo, Visa Corporate Responsibility on September 18, 2012 at 10:39 am

Sep 17, 2012

Going cashless: One minute with Hannes Van Rensberg

We recently caught up with Hannes Van Rensberg, Visa’s group country manager of sub-Saharan Africa and the head of Fundamo, a Visa company.  Hannes is passionate about the shift toward electronic payments and the value that mobile technology has brought to emerging markets. 

In this brief video, Hannes discusses challenges facing the billions of people living in cash-based economies and the benefits brought by mobile payments technologies.



Posted by: Douglas Sabo, Visa Corporate Responsibility on September 17, 2012 at 4:17 pm

Aug 6, 2012

Postcards from London: Visa South Africa on Sponsorship and Future of Mobile Payments

I caught up with Mandy Lamb, Visa’s South African Country Manager, who was at the games cheering on several athletes representing her country, including Team Visa athletes, Paralympic swimmer Natalie Du Toit and BMX rider Sifiso Nhlapo. During our chat she shared her perspective on the future of payment technology in South Africa, including mobile and digital wallets and discussed key factors shaping the landscape for the payments in her country.

With a large number of unbanked individuals around the world, Mandy also spoke about how mobile technology has offered a new platform to deliver payments to individuals who never had prior banking relationships. Particularly, she talks about combining Visa’s local market focus with our leadership in innovation to offer solutions that are appropriate for both developed and emerging economies.


Posted by: Lucas Mast, Visa Corporate Relations on August 6, 2012 at 1:28 pm

Mar 2, 2012

Our Week in Spain: Mobile World Congress

This week Mobile World Congress in Barcelona housed 1,500 exhibitors and more than 67,000 attendees from over 205 countries around the world.

Our discussions focused on transforming the way people pay and get paid—the role financial institutions, mobile network operators, device manufacturers and merchants will play in making mobile money a reality for consumers around the world.

In addition to our keynote address and panel participation, Visa announced several key partnerships:

A global alliance with Vodafone

  • Visa Inc., Visa Europe and Vodafone formed a brand alliance to bring Visa mobile payments to Vodafone mobile subscribers in key markets around the world. Visa will become the preferred payments brand offered to Vodafone mobile subscribers (in markets where Vodafone owns and operates the mobile network).

A strategic alliance with Intel 

  • Joined Intel CEO Paul S. Otellini on stage during Intel’s press conference 
  • Visa certified Intel’s new smartphone for use with Visa payWave. New Intel-designed mobile devices will host the Visa payWave payment application on a secure SIM card and also feature Near Field Communications (NFC) technology.


Paul Otellini and John Partridge, Courtesy of Mashable


A new service developed in collaboration with Oberthur Technologies

  • “Over the Air” provisioning of mobile payment accounts
  • Financial institutions and mobile network operators will now have the ability to provision and activate mobile payment accounts on smartphones enabled with NFC technology.

Orange Offers Visa Mobile Prepaid to Orange Money Customers

  • Beginning this summer, Orange subscribers will have the extended the functionality of using the Orange Money Service (a closed-loop payment service operating in 7 countries across Africa) to have a Visa Mobile Prepaid account connected to their mobile phone.

President John Partridge’s keynote presentation, “Financial Services in a Mobile World”  discussed Visa’s vision for next generation payments and its ability to improve lives of banked and unbanked consumers.

Global Head of Mobile Product Bill Gajda represented Visa on a panel “Mobile Money: Delivering Innovative Mobile Payment Services,” a discussion with other key payment players striving to make mobile payments a reality.

Collaborating with some of the world’s most innovative companies and individuals reaffirmed what we already know: that technology can transform and improve every aspect of our lives.


Posted by: Ryan Donovan, Corporate Relations on March 2, 2012 at 9:33 am

Mar 1, 2012

Fortune ranks Visa No. 1 in industry on Most Admired list

We’re proud to share the news that, today, Visa was recognized as No. 1 in its industry category of “Consumer Credit Card and Related Services” on Fortune’s prestigious Most Admired Companies ranking. 

Especially exciting is our No. 1 industry ranking in Innovation and Global Competitiveness. We’re working hard to lead in responsible payments innovation by delivering new products and services while keeping trust at the core of everything we do.  To that end, this week we announced a variety of mobile payments partnerships at the Mobile World Congress in Barcelona. We continue to advance in this space by building on our vast experience and strong and capable network to bring value and convenience to you, our customers and our partners globally.  You can keep track of our progress on this blog, or learn more about how we’re delivering the benefits of electronic payments worldwide in our new Perspectives on Progress series.

Check out more details on the list and methodology behind the ranking on Fortune’s website here.


Posted by: Doug Michelman, Global Head, Corporate Relations, Visa Inc. on March 1, 2012 at 7:47 pm

Feb 23, 2012

Guest Blog: Kiva and a Future of Financial Inclusion

By Premal Shah, President,

More than 2.5 billion people around the world have no access to financial services. They can’t open a bank account, take out a loan or save securely — basic services that many take for granted. As a result, they are denied much more, including the ability to cushion themselves against financial uncertainties, act on a desire to start a business, send their children to school, or simply plan for a better future for themselves and their families.


Posted by: Premal Shah, President, Kiva on February 23, 2012 at 6:00 am

Nov 16, 2011

Visa Marks Two More Milestones in Delivering the Next Generation of Payments

Six months ago, we announced our global innovation strategy to deliver the next generation of payments.  Today, we’re introducing two important building blocks in that effort: opening Visa to developers via the Visa Developer Center – including the introduction of the by Visa digital wallet brand and global acceptance mark – and the new Visa Mobile Prepaid product designed specifically for consumers in developing countries. These milestones reinforce Visa’s ongoing efforts to give consumers more places and ways to pay and be paid, as well as provide financially excluded consumers with secure and reliable financial services.

Embracing the Developer Community

With the Visa Developer Center, we’re standing behind our belief that some of the most innovative ideas for the future of payments will come from leading-edge software developers. We’re arming the developer community with the tools to build person-to-person payment capabilities, domestic and international remittances, and other applications by providing access to Visa tools, API’s, documentation, and code.  Visa is also improving access to the separate developer resources of CyberSource, Authorize.Net, PlaySpan, and the new digital wallet.  We’re excited about the future innovations 3rd party developers may conceive through the Visa platform, and look forward to payment applications not yet imagined today.

Our First Joint Visa and Fundamo Product

After acquiring Fundamo just over five months ago, Visa is introducing its first jointly developed product: the Visa Mobile Prepaid product.  The new product, a Visa prepaid account that can be accessed through a simple menu on a mobile phone, enables consumers in developing countries to send and receive funds, make purchases online or at merchants where Visa is accepted, and withdraw money at ATMs.  It brings Visa’s high standards for security, reliability and interoperability to consumers who have lacked access to formal financial services. The product is the result of a new mobile money platform that connects financial institutions and mobile network operators with VisaNet.

Stay tuned for additional progress in the weeks and months ahead.


Posted by: Jim McCarthy, Head of Global Product, Visa Inc. on November 16, 2011 at 7:00 pm

Nov 15, 2011 by Visa

I’m excited to share that today Visa is introducing by Visa, the brand for the digital wallet and new click to buy acceptance mark we announced in May. will be a secure way for consumers to pay online as well as in person with a PC, tablet, or mobile device using Visa and non-Visa accounts.  

We are working with our financial institution clients and merchants on their participation in and have launched an invitation-only beta of capabilities in the US and Canada, so that we can introduce consumer enrollment and payments in early 2012.

We also know developers will play an important role in accelerating adoption of and support for innovative applications using, so one of our first steps in rolling out is today’s launch of an open beta developer program designed initially for online payment applications.  The first developer tools can be accessed through Visa’s new Visa Developer Center or at supports the evolving ways and places people transact.  It is different than other offerings because it is not online or point-of-sale.  It is online and point-of-sale.  Wherever and however people shop, they can take with them – just like consumers have one physical wallet, they will be able to have one digital wallet.  And of course, it will provide features beyond payments such as transaction alerts and the ability to receive personalized offers.  First up: a streamlined online checkout, so consumers can click to buy with the new acceptance mark instead of entering their account information and shipping addresses every time they want to shop from their smart phone, tablet or computer. 

We are taking important steps toward delivering a digital wallet that meets Visa’s standards for a payments experience that is convenient, secure and reliable.  Visa is building on a fifty year tradition as we look ahead to the next generation of payments.


Posted by: Jennifer Schulz, Global Head of eCommerce on November 15, 2011 at 8:55 pm