Give your cardholders an extra layer of security

Every time your cardholder makes an in-store purchase at a chip-activated terminal, the chip card generates a unique one-time code that’s needed for the transaction to be approved — a feature that is virtually impossible to replicate in a counterfeit card.

Credit card chip technology secures international credit card transactions
Visa chip technology secures credit card transactions

Fraud protection

  • When you offer your cardholders chip technology they are protected from counterfeit fraud
  • Visa supports a range of cardholder verification methods, allowing clients to authenticate in a manner best suited for their business—either via a signature or PIN (or no signature for certain small ticket transactions)

Cardholder convenience

  • To use the Visa chip card, your cardholders will insert the card into the terminal and follow the easy on-screen prompts or swipe the card using the magnetic stripe on the back of the card if a merchant does not yet accept chip
  • The ease of use means cardholders will continue to get in and out and be on their way
  • Cardholders feel more confident when shopping domestically and internationally
credit card chip technology for secure international credit card transactions

Good for business

  • You'll have more confidence in each transaction-especially outside the United States
  • Investing in chip technology means you're investing in the future because it helps pave the way for new innovations like mobile and digital commerce
  • Visa has helped to lead the world in the global adoption of chip and is ready to offer its expertise to help your business offer chip technology

Prepare for the future

As merchants adopt Visa chip technology, there are a few things to keep in mind:

  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • Customers can still swipe a chip-enabled card using the magnetic stripe on the back of the card at merchants who haven't yet updated their terminals
  • If you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Customers can use their cards for payment over-the-phone or online just as you always have
  • Insert or swipe—customers are always protected from unauthorized transactions with Visa's Zero Liability Policy
Visa Chip technology secures international credit card transactions
Fraud protection
  • When you offer your cardholders chip technology they are protected from counterfeit fraud
  • Visa supports a range of cardholder verification methods, allowing clients to authenticate in a manner best suited for their business—either via a signature or PIN (or no signature for certain small ticket transactions)
Visa chip technology secures credit card transactions
Cardholder convenience
  • To use the Visa chip card, your cardholders will insert the card into the terminal and follow the easy on-screen prompts or swipe the card using the magnetic stripe on the back of the card if a merchant does not yet accept chip
  • The ease of use means cardholders will continue to get in and out and be on their way
  • Cardholders feel more confident when shopping domestically and internationally
Good for business
  • You'll have more confidence in each transaction-especially outside the United States
  • Investing in chip technology means you're investing in the future because it helps pave the way for new innovations like mobile and digital commerce
  • Visa has helped to lead the world in the global adoption of chip and is ready to offer its expertise to help your business offer chip technology
credit card chip technology for secure international credit card transactions
Prepare for the future

As merchants adopt Visa chip technology, there are a few things to keep in mind:


  • Larger merchants will be among the first to deploy chip-activated terminals, with more merchants deploying over the next few years
  • Customers can still swipe a chip-enabled card using the magnetic stripe on the back of the card at merchants who haven't yet updated their terminals
  • If you swipe your chip-enabled card at a chip-activated terminal, the terminal will prompt you to insert the card into the chip slot instead
  • Customers can use their cards for payment over-the-phone or online just as you always have
  • Insert or swipe—customers are always protected from unauthorized transactions with Visa's Zero Liability Policy
credit card chip technology for secure international credit card transactions