Credit Cards for Bad Credit Rebuilding Credit Score

If you have bad credit and are looking to rebuild credit, there may be Visa cards that can help you.

6 cards

The secured Self Visa® Credit Card1

The secured Self Visa® Credit Card1

Apply now
Recommended credit rating
Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
27.49% APR Variable
Annual fee
$0 annual fee for the first year only, $25 annual fee thereafter.

Benefits section

  • $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
  • With no credit check or prior credit required, anyone can start building credit. Fund your card with a minimum security deposit of $100 and use it anywhere Visa® is accepted in the U.S. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps build credit history.
  • If you don’t have the $100 security deposit today, consider a Credit Builder Account2 starting at $25 a month4. Consistent, on-time payments help you build credit and build savings to secure The secured Self Visa® Credit Card3.
  • 1The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
  • 2Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
  • 3Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
  • 4$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing

The secured Self Visa® Credit Card1

The secured Self Visa® Credit Card1
Recommended credit rating
Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
27.49% APR Variable
Annual fee
$0 annual fee for the first year only, $25 annual fee thereafter.

Benefits section

  • $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
  • With no credit check or prior credit required, anyone can start building credit. Fund your card with a minimum security deposit of $100 and use it anywhere Visa® is accepted in the U.S. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps build credit history.
  • If you don’t have the $100 security deposit today, consider a Credit Builder Account2 starting at $25 a month4. Consistent, on-time payments help you build credit and build savings to secure The secured Self Visa® Credit Card3.
  • 1The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
  • 2Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
  • 3Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
  • 4$25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing
The secured Self Visa® Credit Card1
Revenued Business Visa credit card

Revenued Business Card

Apply now
Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it
  • Apply in minutes, get funds in as little as 24 hours
  • No origination, maintenance, or draw fees
  • Rated Excellent on Trustpilot with 800+ reviews

Revenued Business Card

Revenued Business Visa credit card
Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it
  • Apply in minutes, get funds in as little as 24 hours
  • No origination, maintenance, or draw fees
  • Rated Excellent on Trustpilot with 800+ reviews
Revenued Business Visa credit card
Imagine® Visa® Credit Card

Imagine® Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit

Imagine® Visa® Credit Card

Imagine® Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
Imagine® Visa® Credit Card
Total Visa® credit card

Total Visa® Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®

Total Visa® Card

Total Visa® credit card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
Total Visa® credit card
opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments – minimum payment as low as $10
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!

opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments – minimum payment as low as $10
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
opensky® Launch Secured Visa® Credit Card
opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300 – Secure your line with a refundable security deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!

opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300 – Secure your line with a refundable security deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 2 million+ cardholders who have used opensky® to build better credit!
opensky® Plus Secured Visa® Credit Card

Not sure if a credit card is right for you?

A Visa prepaid card could be the way to go. Its a more secure, convenient solution to everyday spending.

Sample Visa Gift Card

Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.