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Credit Cards for Fair Credit Score

If you have fair credit, explore an array of credit cards with low rates, great rewards, extensive benefits and more.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

8 cards

Revenued Business Visa credit card

Revenued Business Card

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Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it

Revenued Business Card

Revenued Business Visa credit card
Recommended credit rating
Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR
None
Intro balance transfer APR
None
Regular APR
Factor Based
Annual fee
None

Benefits section

  • For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
  • Flexible, reusable access to working capital
  • Spending limits that grow with your business revenue
  • Draw only what you need, when you need it
Revenued Business Visa credit card
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Imagine® Visa® Credit Card

Imagine® Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit

Imagine® Visa® Credit Card

Imagine® Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
Imagine® Visa® Credit Card
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Upgrade Triple Cash Rewards Visa® credit card

Upgrade Triple Cash Rewards Visa®

Apply now
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% -29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more

Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa® credit card
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% -29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
Upgrade Triple Cash Rewards Visa® credit card
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Upgrade Cash Rewards Visa® credit card

Upgrade Cash Rewards Visa®

Apply now
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% - 29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score

Upgrade Cash Rewards Visa®

Upgrade Cash Rewards Visa® credit card
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% - 29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
Upgrade Cash Rewards Visa® credit card
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Total Visa® credit card

Total Visa® Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®

Total Visa® Card

Total Visa® credit card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
Total Visa® credit card
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opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter

opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
opensky® Launch Secured Visa® Credit Card
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opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases

opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
opensky® Plus Secured Visa® Credit Card
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Revvi Visa credit card

Revvi Card

Apply now
Recommended credit rating
Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
  • An initial credit limit Up To $500 (See terms*)
  • Opportunity to request credit limit increase after twelve months, fee applies.
  • A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^

Revvi Card

Revvi Visa credit card
Recommended credit rating
Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
  • An initial credit limit Up To $500 (See terms*)
  • Opportunity to request credit limit increase after twelve months, fee applies.
  • A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
Revvi Visa credit card
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Not sure if a credit card is right for you?

A Visa prepaid card could be the way to go. Its a more secure, convenient solution to everyday spending.

Explore prepaid cards
Sample Visa Gift Card

Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.