Visa Credit Cards for Fair Credit | Visa

If you have fair credit, explore an array of credit cards with low rates, great rewards, extensive benefits and more.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

6 cards

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Revenued Business Visa credit card

Revenued Business Card

Recommended credit rating: Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR: None
Intro balance transfer APR: None
Regular APR: Factor Based
Annual fee: None

For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
Flexible, reusable access to working capital
Spending limits that grow with your business revenue
Draw only what you need, when you need it

Apply in minutes, get funds in as little as 24 hours
No origination, maintenance, or draw fees
Rated Excellent on Trustpilot with 800+ reviews

Revenued Business Visa credit card

Recommended credit rating: Excellent, Good, Fair, Bad Credit / Rebuilding
Intro purchase APR: None
Intro balance transfer APR: None
Regular APR: Factor Based
Annual fee: None

For established businesses: 1+ years in business, $30k/month deposits, and no sole proprietorships
Flexible, reusable access to working capital
Spending limits that grow with your business revenue
Draw only what you need, when you need it

Apply in minutes, get funds in as little as 24 hours
No origination, maintenance, or draw fees
Rated Excellent on Trustpilot with 800+ reviews

Revenued Business Visa credit card

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Imagine® Visa® Credit Card

Imagine® Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 36% Fixed
Annual fee: As low as $99

Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Up to $1,000 credit limit subject to credit approval
$0 fraud liability**
No Security Deposit

The Imagine Card is issued by WebBank
Review Cardholder Agreement for rate and fee information
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.

Imagine® Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 36% Fixed
Annual fee: As low as $99

Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Up to $1,000 credit limit subject to credit approval
$0 fraud liability**
No Security Deposit

The Imagine Card is issued by WebBank
Review Cardholder Agreement for rate and fee information
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.

Imagine® Visa® Credit Card

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Total Visa® credit card

Total Visa® Card

Recommended credit rating: Fair, Bad Credit / Rebuilding
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 35.99%*
Annual fee: See Terms*

Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
An initial credit limit Up To $500! (See terms*)
Checking account required.
Free credit monitoring powered by TransUnion®

Fast and easy application process.
All credit types welcome to apply.
*See Rates, Fees, Costs & Limitations for complete offer details
^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details

Total Visa® credit card

Recommended credit rating: Fair, Bad Credit / Rebuilding
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 35.99%*
Annual fee: See Terms*

Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
An initial credit limit Up To $500! (See terms*)
Checking account required.
Free credit monitoring powered by TransUnion®

Fast and easy application process.
All credit types welcome to apply.
*See Rates, Fees, Costs & Limitations for complete offer details
^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details

Total Visa® credit card

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opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 28.24% (variable)
Annual fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

opensky® Launch Secured Visa® Credit Card Rates and Fees
Start building credit with just $150 – secure you line with a low, refundable security deposit
No credit check required – 89% approval rate with zero credit risk to apply!
Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter

Earn up to 10% cash back on everyday purchases
Affordable payments – minimum payment as low as $10
Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used opensky® to build better credit!

opensky® Launch Secured Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 28.24% (variable)
Annual fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

opensky® Launch Secured Visa® Credit Card Rates and Fees
Start building credit with just $150 – secure you line with a low, refundable security deposit
No credit check required – 89% approval rate with zero credit risk to apply!
Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter

Earn up to 10% cash back on everyday purchases
Affordable payments – minimum payment as low as $10
Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used opensky® to build better credit!

opensky® Launch Secured Visa® Credit Card

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opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 28.24% (variable)
Annual fee: $0

opensky® Plus Secured Visa® Credit Card Rates and Fees
No annual fee – keep more money in your pocket!
No credit check required – 89% approval rate with zero credit risk to apply!
Earn up to 10% cash back on everyday purchases

Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Start with as little as $300 – Secure your line with a refundable security deposit
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used opensky® to build better credit!

opensky® Plus Secured Visa® Credit Card

Recommended credit rating: Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 28.24% (variable)
Annual fee: $0

opensky® Plus Secured Visa® Credit Card Rates and Fees
No annual fee – keep more money in your pocket!
No credit check required – 89% approval rate with zero credit risk to apply!
Earn up to 10% cash back on everyday purchases

Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Start with as little as $300 – Secure your line with a refundable security deposit
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used opensky® to build better credit!

opensky® Plus Secured Visa® Credit Card

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Revvi Visa credit card

Revvi Card

Recommended credit rating: Fair
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 35.99%*
Annual fee: See Terms*

2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
An initial credit limit Up To $500 (See terms*)
Opportunity to request credit limit increase after twelve months, fee applies.
A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^

Reports monthly to all three major credit bureaus.
*See Rates, Fees, Costs & Limitations for complete offer details
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.

Revvi Visa credit card

Recommended credit rating: Fair
Intro purchase APR: N/A
Intro balance transfer APR: N/A
Regular APR: 35.99%*
Annual fee: See Terms*

2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
An initial credit limit Up To $500 (See terms*)
Opportunity to request credit limit increase after twelve months, fee applies.
A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^

Reports monthly to all three major credit bureaus.
*See Rates, Fees, Costs & Limitations for complete offer details
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.

Revvi Visa credit card

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Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.