Navy Federal Credit Union Credit Cards

Navy Federal Credit Union Visa credit cards offer a variety of great benefits and protections, and they give you easy ways to pay, every day.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

4 cards

cashRewards Visa credit card

cashRewards

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Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
1.99% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 14.15% and 18.00% applies.*
Regular APR
14.15% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • cashRewards Rates and Fees
  • You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the cashRewards Plus card.
  • No annual fee, no balance transfer fees, and no foreign transaction fees.
  • Start redeeming rewards as soon as you earn them.
  • No rewards limit and no rewards expiration while account is open.
  • *If you transfer a balance, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date.

cashRewards

cashRewards Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
1.99% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 14.15% and 18.00% applies.*
Regular APR
14.15% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • cashRewards Rates and Fees
  • You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the cashRewards Plus card.
  • No annual fee, no balance transfer fees, and no foreign transaction fees.
  • Start redeeming rewards as soon as you earn them.
  • No rewards limit and no rewards expiration while account is open.
  • *If you transfer a balance, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date.
cashRewards Visa credit card
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Platinum Visa credit card

Platinum

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Recommended credit rating
N/A
Intro purchase APR
N/A
Intro balance transfer APR
New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
Regular APR
10.24% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • Platinum Rates and Fees
  • New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
  • Minimize monthly payments with our lowest-rate card.
  • Save on balance transfers with a low intro APR.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
  • Travel and emergency assistance included.

Platinum

Platinum Visa credit card
Recommended credit rating
N/A
Intro purchase APR
N/A
Intro balance transfer APR
New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
Regular APR
10.24% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • Platinum Rates and Fees
  • New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
  • Minimize monthly payments with our lowest-rate card.
  • Save on balance transfers with a low intro APR.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
  • Travel and emergency assistance included.
Platinum Visa credit card
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Visa Signature® Flagship Rewards credit card

Visa Signature® Flagship Rewards

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Recommended credit rating
Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.74% - 18.00% Variable APR
Annual fee
$49 annual fee*

Benefits section

  • Visa Signature® Flagship Rewards Rates and Fees
  • You can earn 35k bonus points (a $350 value) when you spend $3,500 within the first 90 days of opening. Plus, get a FREE Amazon Prime® membership ($139 value, annually). Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 3X points for every $1 you spend on travel and 2X points on everything else.
  • No balance transfer fees, no foreign transaction fees, no cash advance fees.
  • Receive statement credits (up to $120) for Global Entry or TSA Pre✓
  • No rewards limit or expiration while your account is open.

Visa Signature® Flagship Rewards

Visa Signature® Flagship Rewards credit card
Recommended credit rating
Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.74% - 18.00% Variable APR
Annual fee
$49 annual fee*

Benefits section

  • Visa Signature® Flagship Rewards Rates and Fees
  • You can earn 35k bonus points (a $350 value) when you spend $3,500 within the first 90 days of opening. Plus, get a FREE Amazon Prime® membership ($139 value, annually). Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 3X points for every $1 you spend on travel and 2X points on everything else.
  • No balance transfer fees, no foreign transaction fees, no cash advance fees.
  • Receive statement credits (up to $120) for Global Entry or TSA Pre✓
  • No rewards limit or expiration while your account is open.
Visa Signature® Flagship Rewards credit card
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GO REWARDS® Visa credit card

GO REWARDS®

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Recommended credit rating
Excellent
Intro purchase APR
0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.
Intro balance transfer APR
N/A
Regular APR
13.49% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • GO REWARDS® Rates and Fees
  • New cardholders could get a 0.99% intro APR on purchases for the first 6 months of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
  • No rewards limit or expiration.

GO REWARDS®

GO REWARDS® Visa credit card
Recommended credit rating
Excellent
Intro purchase APR
0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.
Intro balance transfer APR
N/A
Regular APR
13.49% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • GO REWARDS® Rates and Fees
  • New cardholders could get a 0.99% intro APR on purchases for the first 6 months of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
  • No rewards limit or expiration.
GO REWARDS® Visa credit card
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Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.