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Credit Cards for No Credit History Credit Score

If you have no credit history and are looking to build credit, there may be Visa Credit cards that can help you.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

7 cards

Ramp Business Visa credit card

Ramp Business Card

Apply now
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
No Annual Fee

Benefits section

  • Get a $1,000 Ramp card upon approval. Limit one per new customer. No minimum spend required.
  • Real-time visibility into business spending to help guide strategic business decisions
  • Seamless accounting and ERP integrations including NetSuite, Xero, QuickBooks, and more
  • Control wasteful spending before it happens with built-in vendor and category restrictions

Ramp Business Card

Ramp Business Visa credit card
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
No Annual Fee

Benefits section

  • Get a $1,000 Ramp card upon approval. Limit one per new customer. No minimum spend required.
  • Real-time visibility into business spending to help guide strategic business decisions
  • Seamless accounting and ERP integrations including NetSuite, Xero, QuickBooks, and more
  • Control wasteful spending before it happens with built-in vendor and category restrictions
Ramp Business Visa credit card
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Chase Freedom Rise® Visa credit card

Chase Freedom Rise®

Apply now
Recommended credit rating
Excellent, Good, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
25.24%
Annual fee
$0

Benefits section

  • Chase Freedom Rise® Rates and Fees
  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

Chase Freedom Rise®

Chase Freedom Rise® Visa credit card
Recommended credit rating
Excellent, Good, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
25.24%
Annual fee
$0

Benefits section

  • Chase Freedom Rise® Rates and Fees
  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Chase Freedom Rise® Visa credit card
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Varo Believe Secured Visa credit card¹

Varo Believe Secured Credit Card¹

Apply now
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
0.00% APR
Annual fee
No annual fee

Benefits section

  • Build your credit as you spend
  • No annual fees or interest and No minimum security deposit
  • No credit check to apply
  • Set your own spending limit

Varo Believe Secured Credit Card¹

Varo Believe Secured Visa credit card¹
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
0.00% APR
Annual fee
No annual fee

Benefits section

  • Build your credit as you spend
  • No annual fees or interest and No minimum security deposit
  • No credit check to apply
  • Set your own spending limit
Varo Believe Secured Visa credit card¹
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The secured Chime Visa® Credit Card

The secured Chime Visa® Credit Card

Apply now
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
None

Benefits section

  • A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
  • Credit building, stress-free.¹
  • Earn 2% cash back² on category of choice with Chime Plus status.³
  • SpotMe® on Credit.⁴

The secured Chime Visa® Credit Card

The secured Chime Visa® Credit Card
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
None

Benefits section

  • A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
  • Credit building, stress-free.¹
  • Earn 2% cash back² on category of choice with Chime Plus status.³
  • SpotMe® on Credit.⁴
The secured Chime Visa® Credit Card
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opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter

opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
opensky® Launch Secured Visa® Credit Card
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opensky® Secured Visa® Credit Card

opensky® Secured Visa® Credit Card

Apply now
Recommended credit rating
N/A, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
23.89% (variable)
Annual fee
$35

Benefits section

  • opensky® Secured Visa® Credit Card Rates and Fees
  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months

opensky® Secured Visa® Credit Card

opensky® Secured Visa® Credit Card
Recommended credit rating
N/A, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
23.89% (variable)
Annual fee
$35

Benefits section

  • opensky® Secured Visa® Credit Card Rates and Fees
  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
opensky® Secured Visa® Credit Card
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opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases

opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
opensky® Plus Secured Visa® Credit Card
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Not sure if a credit card is right for you?

A Visa prepaid card could be the way to go. Its a more secure, convenient solution to everyday spending.

Explore prepaid cards
Sample Visa Gift Card

Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.