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Personal Credit Cards

With a Personal Visa Credit card, you can earn travel points, get cash back benefits, and enjoy other great perks.

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.

18 cards

Chase Freedom Rise® Visa credit card

Chase Freedom Rise®

Apply now
Recommended credit rating
Excellent, Good, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
25.24%
Annual fee
$0

Benefits section

  • Chase Freedom Rise® Rates and Fees
  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

Chase Freedom Rise®

Chase Freedom Rise® Visa credit card
Recommended credit rating
Excellent, Good, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
25.24%
Annual fee
$0

Benefits section

  • Chase Freedom Rise® Rates and Fees
  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
  • Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Chase Freedom Rise® Visa credit card
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Chase Sapphire Preferred® Visa credit card

Chase Sapphire Preferred® Card

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.49% Variable
Annual fee
$95

Benefits section

  • Chase Sapphire Preferred® Card Rates and Fees
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.49% Variable
Annual fee
$95

Benefits section

  • Chase Sapphire Preferred® Card Rates and Fees
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
Chase Sapphire Preferred® Visa credit card
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Southwest Rapid Rewards® Plus Visa credit card

Southwest Rapid Rewards® Plus Credit Card

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Recommended credit rating
Excellent, Good / Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.74% Variable
Annual fee
$99

Benefits section

  • Southwest Rapid Rewards® Plus Credit Card Rates and Fees
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Visa credit card
Recommended credit rating
Excellent, Good / Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.74% Variable
Annual fee
$99

Benefits section

  • Southwest Rapid Rewards® Plus Credit Card Rates and Fees
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases
Southwest Rapid Rewards® Plus Visa credit card
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Southwest Rapid Rewards® Priority Visa credit card

Southwest Rapid Rewards® Priority Credit Card

Apply now
Recommended credit rating
Excellent, Good / Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.74% Variable
Annual fee
$229

Benefits section

  • Southwest Rapid Rewards® Priority Credit Card Rates and Fees
  • Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Visa credit card
Recommended credit rating
Excellent, Good / Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24% - 27.74% Variable
Annual fee
$229

Benefits section

  • Southwest Rapid Rewards® Priority Credit Card Rates and Fees
  • Earn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
Southwest Rapid Rewards® Priority Visa credit card
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Varo Believe Secured Visa credit card¹

Varo Believe Secured Credit Card¹

Apply now
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
0.00% APR
Annual fee
No annual fee

Benefits section

  • Build your credit as you spend
  • No annual fees or interest and No minimum security deposit
  • No credit check to apply
  • Set your own spending limit

Varo Believe Secured Credit Card¹

Varo Believe Secured Visa credit card¹
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
0.00% APR
Annual fee
No annual fee

Benefits section

  • Build your credit as you spend
  • No annual fees or interest and No minimum security deposit
  • No credit check to apply
  • Set your own spending limit
Varo Believe Secured Visa credit card¹
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Imagine® Visa® Credit Card

Imagine® Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit

Imagine® Visa® Credit Card

Imagine® Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
36% Fixed
Annual fee
As low as $99

Benefits section

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
Imagine® Visa® Credit Card
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Upgrade Triple Cash Rewards Visa® credit card

Upgrade Triple Cash Rewards Visa®

Apply now
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% -29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more

Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa® credit card
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% -29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
Upgrade Triple Cash Rewards Visa® credit card
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cashRewards Visa credit card

cashRewards

Apply now
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
1.99% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 14.15% and 18.00% applies.*
Regular APR
14.15% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • cashRewards Rates and Fees
  • You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the cashRewards Plus card.
  • No annual fee, no balance transfer fees, and no foreign transaction fees.

cashRewards

cashRewards Visa credit card
Recommended credit rating
Excellent, Good
Intro purchase APR
N/A
Intro balance transfer APR
1.99% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 14.15% and 18.00% applies.*
Regular APR
14.15% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • cashRewards Rates and Fees
  • You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 1.5% cash back on all purchases. Redeem as soon as you earn. If eligible, you could receive 2% cashback with the cashRewards Plus card.
  • No annual fee, no balance transfer fees, and no foreign transaction fees.
cashRewards Visa credit card
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Upgrade Cash Rewards Visa® credit card

Upgrade Cash Rewards Visa®

Apply now
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% - 29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score

Upgrade Cash Rewards Visa®

Upgrade Cash Rewards Visa® credit card
Recommended credit rating
Excellent, Good, Fair
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.99% - 29.99%
Annual fee
$0

Benefits section

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
Upgrade Cash Rewards Visa® credit card
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Platinum Visa credit card

Platinum

Apply now
Recommended credit rating
N/A
Intro purchase APR
N/A
Intro balance transfer APR
New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
Regular APR
10.24% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • Platinum Rates and Fees
  • New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
  • Minimize monthly payments with our lowest-rate card.
  • Save on balance transfers with a low intro APR.

Platinum

Platinum Visa credit card
Recommended credit rating
N/A
Intro purchase APR
N/A
Intro balance transfer APR
New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
Regular APR
10.24% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • Platinum Rates and Fees
  • New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
  • Minimize monthly payments with our lowest-rate card.
  • Save on balance transfers with a low intro APR.
Platinum Visa credit card
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Sony Visa® Credit Card

Sony Visa® Credit Card

Apply now
Recommended credit rating
Good, Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Annual fee
N/A

Benefits section

  • Earn $125 in statement credit when you use the Sony Visa® Credit Card to spend $500 within 60 days of account opening. Offer ends on 3/31/24*
  • 5x points on Entertainment** (ie concerts, sporting events, movies, digital downloads like movies, music & e-books)
  • 5X points when you shop the Sony Store and at authorized retailers***
  • 2x points on Restaurants & Fast Food (includes takeout, & delivery services)**

Sony Visa® Credit Card

Sony Visa® Credit Card
Recommended credit rating
Good, Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Annual fee
N/A

Benefits section

  • Earn $125 in statement credit when you use the Sony Visa® Credit Card to spend $500 within 60 days of account opening. Offer ends on 3/31/24*
  • 5x points on Entertainment** (ie concerts, sporting events, movies, digital downloads like movies, music & e-books)
  • 5X points when you shop the Sony Store and at authorized retailers***
  • 2x points on Restaurants & Fast Food (includes takeout, & delivery services)**
Sony Visa® Credit Card
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Total Visa® credit card

Total Visa® Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®

Total Visa® Card

Total Visa® credit card
Recommended credit rating
Fair, Bad Credit / Rebuilding
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
35.99%*
Annual fee
See Terms*

Benefits section

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
Total Visa® credit card
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Visa Signature® Flagship Rewards credit card

Visa Signature® Flagship Rewards

Apply now
Recommended credit rating
Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.74% - 18.00% Variable APR
Annual fee
$49 annual fee*

Benefits section

  • Visa Signature® Flagship Rewards Rates and Fees
  • You can earn 35k bonus points (a $350 value) when you spend $3,500 within the first 90 days of opening. Plus, get a FREE Amazon Prime® membership ($139 value, annually). Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 3X points for every $1 you spend on travel and 2X points on everything else.
  • No balance transfer fees, no foreign transaction fees, no cash advance fees.

Visa Signature® Flagship Rewards

Visa Signature® Flagship Rewards credit card
Recommended credit rating
Excellent
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
14.74% - 18.00% Variable APR
Annual fee
$49 annual fee*

Benefits section

  • Visa Signature® Flagship Rewards Rates and Fees
  • You can earn 35k bonus points (a $350 value) when you spend $3,500 within the first 90 days of opening. Plus, get a FREE Amazon Prime® membership ($139 value, annually). Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn 3X points for every $1 you spend on travel and 2X points on everything else.
  • No balance transfer fees, no foreign transaction fees, no cash advance fees.
Visa Signature® Flagship Rewards credit card
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GO REWARDS® Visa credit card

GO REWARDS®

Apply now
Recommended credit rating
Excellent
Intro purchase APR
0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.
Intro balance transfer APR
N/A
Regular APR
13.49% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • GO REWARDS® Rates and Fees
  • New cardholders could get a 0.99% intro APR on purchases for the first 6 months of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.

GO REWARDS®

GO REWARDS® Visa credit card
Recommended credit rating
Excellent
Intro purchase APR
0.99% intro APR for 6 months on purchases. After that, a variable APR between 13.49% and 18.00% applies.
Intro balance transfer APR
N/A
Regular APR
13.49% - 18.00% Variable APR
Annual fee
$0

Benefits section

  • GO REWARDS® Rates and Fees
  • New cardholders could get a 0.99% intro APR on purchases for the first 6 months of account opening. Offer valid for accounts applied for between 1/2/26 - 6/30/26.
  • Earn more when on the go. Get 3X points at restaurants, 2X points on gas and 1X points on everything else.
  • No annual fees, no balance transfer fees, no foreign transaction fees, no cash advance fees.
GO REWARDS® Visa credit card
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The secured Chime Visa® Credit Card

The secured Chime Visa® Credit Card

Apply now
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
None

Benefits section

  • A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
  • Credit building, stress-free.¹
  • Earn 2% cash back² on category of choice with Chime Plus status.³
  • SpotMe® on Credit.⁴

The secured Chime Visa® Credit Card

The secured Chime Visa® Credit Card
Recommended credit rating
No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
N/A
Annual fee
None

Benefits section

  • A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
  • Credit building, stress-free.¹
  • Earn 2% cash back² on category of choice with Chime Plus status.³
  • SpotMe® on Credit.⁴
The secured Chime Visa® Credit Card
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opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter

opensky® Launch Secured Visa® Credit Card

opensky® Launch Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Benefits section

  • opensky® Launch Secured Visa® Credit Card Rates and Fees
  • Start building credit with just $150 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
opensky® Launch Secured Visa® Credit Card
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opensky® Secured Visa® Credit Card

opensky® Secured Visa® Credit Card

Apply now
Recommended credit rating
N/A, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
23.89% (variable)
Annual fee
$35

Benefits section

  • opensky® Secured Visa® Credit Card Rates and Fees
  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months

opensky® Secured Visa® Credit Card

opensky® Secured Visa® Credit Card
Recommended credit rating
N/A, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
23.89% (variable)
Annual fee
$35

Benefits section

  • opensky® Secured Visa® Credit Card Rates and Fees
  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
opensky® Secured Visa® Credit Card
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opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card

Apply now
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases

opensky® Plus Secured Visa® Credit Card

opensky® Plus Secured Visa® Credit Card
Recommended credit rating
Fair, Bad Credit / Rebuilding, No Credit History
Intro purchase APR
N/A
Intro balance transfer APR
N/A
Regular APR
28.24% (variable)
Annual fee
$0

Benefits section

  • opensky® Plus Secured Visa® Credit Card Rates and Fees
  • No annual fee – keep more money in your pocket!
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
opensky® Plus Secured Visa® Credit Card
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Advertiser Disclosure

Card information is provided by third parties. We have not vetted the products for accuracy, completeness or for suitability with respect to your specific needs. Visa may receive compensation from third parties in connection with the offers that appear on this website, and this may impact how and where offers appear on this site. Please be sure to carefully review all card offer Details, as well as the terms and conditions before completing the application process. This site does not include all financial companies or all financial offers that may be available to you.