- Recommended credit rating
- Excellent, Good
- Intro purchase APR
- N/A
- Intro balance transfer APR
- 0% Intro APR for 15 months on balance transfers, then 15.40% to 27.40%
- Regular APR
- 15.40% to 27.40% variable
- Annual fee
- N/A
Benefits section
- USAA Preferred Cash Rewards Credit Card Rates and Fees
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
- Get a 0% Intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 15.40% to 27.40% will apply to introductory balances.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
- Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- 15.40% to 27.40% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions on USAA's website for details.
Visa Signature®
USAA Preferred Cash Rewards Credit Card
- Recommended credit rating
- Excellent, Good
- Intro purchase APR
- N/A
- Intro balance transfer APR
- 0% Intro APR for 15 months on balance transfers, then 15.40% to 27.40%
- Regular APR
- 15.40% to 27.40% variable
- Annual fee
- N/A
Benefits section
- USAA Preferred Cash Rewards Credit Card Rates and Fees
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
- Get a 0% Intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 15.40% to 27.40% will apply to introductory balances.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
- Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- 15.40% to 27.40% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions on USAA's website for details.
