Simplify payment acceptance with Authorize.net, a trusted gateway backed by Visa. Accept cards, digital wallets and recurring payments with built-in fraud protection and fast onboarding. Whether you're a merchant or a partner, our platform helps you get paid quickly, securely and with less effort — so you can focus on growing your business.
Our modular, integrated payment services platform can help you grow your business.
Authorize.net processes transactions by securely transmitting payment information from the merchant’s bank for authorization and settlement. Our solutions offer encryption, fraud protection and business system integration, allowing merchants to manage payments efficiently.
Step 1: Customer pays
Your customer initiates a payment using a card, digital wallet, eCheck or recurring billing — online, in-person or via mobile.
Step 2: Payment is securely transmitted
Authorize.net encrypts and transmits the payment data to the processor and issuing bank for authorization — fast, secure and PCI-compliant.
Step 3: Transaction is authorized and settled
Once approved, funds are transferred to your account. Authorize.net handles settlement, fraud screening, and reporting — so you can focus on running your business.
Help your business grow faster or keep your merchants for longer with tools that increase acceptance, automate fraud prevention and create great customer experiences.
Build integrated solutions or earn commissions by selling Authorize.net products.