Build a future where we trust AI agents to shop and buy for us
AI commerce is set to transform how people shop and buy.
Visa Intelligent Commerce empowers AI agents to deliver reliable and secure experiences at every step. With AI agents operating in the trusted Visa ecosystem, participants across the payments landscape can benefit from greater efficiency, smoother interactions and better shopping experiences.
News about the future of commerce
Solving for trust in the agentic era
The shift to AI-led buying is accelerating. Our latest research outlines the trust, standards and safeguards that can turn early adoption into consistent growth and engagement.
Accelerating AI commerce with Visa trust and reach
Advancing what’s possible in commerce
Turn shoppers into loyal customers
Visa Intelligent Commerce helps sellers deliver seamless, personalized shopping experiences that can boost loyalty and conversions. With end-to-end solutions, from secure payments to post-purchase support, merchants can turn every interaction into a growth opportunity.
Customer experience and seller benefits
- Shoppers receive personalized product recommendations powered by unique spend signals from Visa
- Intelligent agents automatically apply promotions, loyalty points and the most secure payment method at checkout
- Tokenized payments and authentication APIs protect transactions while reducing friction
- Merchants can see higher conversion rates, fewer cart abandonments and stronger repeat engagement
- Help provide access to post-purchase protections, such as dispute resolution, safeguard both buyer and seller trust
Redefine travel with trusted, agentic experiences
Visa Intelligent Commerce empowers issuers to extend trusted commerce programs into the era of agentic travel. By working with the Visa ecosystem, issuers can differentiate their offerings, create deeper customer relationships and remain central to the travel journey.
Traveler experience and issuer benefits
- A cardholder books a trip, and their agent seamlessly bundles flights, hotels and offers using Visa APIs
- If disruptions occur, the agent automatically rebooks travel and ensures secure payment processing
- Authentication and transaction controls keep every interaction compliant and protected
- Issuers gain brand differentiation by powering proactive, value-added travel services
- Cardholders experience peace of mind, driving loyalty and card preference throughout the trip
Build breakthrough AI commerce
Visa Intelligent Commerce gives AI partners the tools and safeguards to build breakthrough agentic experiences. With Visa APIs, standards and global reach, partners can securely enable agents to transact on behalf of consumers and businesses with confidence.
Business customer experience and partner benefits
- An AI assistant detects low inventory and automatically sources and pays suppliers through Visa Agent APIs
- Built-in controls help mitigate fraud and transactions are tokenized, authenticated and monitored
- Invoices are reconciled automatically, with full transparency and help to access post-purchase protections
- Developers access a flexible, standardized toolkit that accelerates time to market
- Partners can scale globally through Visa and its leading network of merchants, issuers and account holders
Setting standards for trusted AI-powered payments built on decades of payments technology leadership
4.8B payment credentials¹
>150M merchant locations¹
300B+ transactions processed every year¹
See agentic commerce in action
Building the future of commerce together
Join us and help shape the future of commerce
Additional information you may be interested in
Product is currently in the process of deployment and should be understood as a representation of the potential features of the fully-deployed product. The final version of this product may not contain all of the features described here.
- Source: Visa fact sheet