VISA DIRECT FOR FINTECHS
Supercharge your services with Visa Direct
Flexible, simple and secure, Visa Direct helps fintechs pursue more opportunities and build better customer experiences with tailored, secure, transparent, real-time cross-border modular solutions.¹

Visa Direct, for the instant economy
Visa Direct offers flexible solutions for Fintechs

Lendtech
Meet borrower demands with real-time¹ loans while maintaining internal compliance through enhanced data visibility and risk management.
Automate reconciliation with sub-accounts, manage FX, streamline payouts and use Visa network and machine learning to use Visa security tools to reduce fraud risk — and enable faster lending and more control over cash flows.

Wealthtech
Accelerate portfolio management — book investments in real-time with FX options that work for your business and customers.
Enable fund transfers, optimize liquidity and automate portfolio management for positive client outcomes.

Paytech
Give customers flexibility to access earnings through quick settlements, Earned Wage Access (EWA) and streamlined payment gateway integration.
Provide fast, secure merchant payments with multiple connections for payouts, FX options to match your needs, and efficient fund management of clients’ accounts.

Receivables and payables
Boost efficiency through payment automation and real-time¹ capabilities for cash flow visibility and planning.
Streamline accounts receivable collections and accounts payable disbursements while using Visa Direct’s robust fraud prevention tools to potentially accelerate vendor payments and minimize risks.

Digital wallets
Deliver exceptional user experiences with secure, real-time¹ transactions that help protect customer data.
Enjoy lower costs compared to traditional providers and improved user satisfaction with integrated security features that protect transactions and help build trust.

Remitters
Deliver exceptional experiences with secure, real-time¹ transactions while maintaining internal compliance and data protection.
Leverage Visa Direct capabilities to potentially accelerate cross-border transfers, reduce costs and boost satisfaction through fast delivery, competitive FX rates and flexible local payment options.
Visa Direct for remittances, account to account and peer to peer payments
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- Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.
- Availability varies by market. Please refer to your Visa representative for more information on availability.
