Help SMBs move money globally from your platform
Give your customers more speed, control, and confidence to manage cross-border receivables, currency needs, and supplier and consumer payments, while creating new opportunities to grow engagement, retention, and revenue.
Benefits of Visa Direct money movement solutions
Payments are no longer just a transaction layer. For platforms serving SMBs, they can become a growth engine — helping platforms deepen customer relationships, increase platform engagement and generate new revenue streams.
Use cases
SMBs increasingly need to manage money domestically and across borders from the same platforms they use to run their business. Visa Direct helps platforms that serve SMBs support the full money movement lifecycle — collecting funds, holding and converting currencies and sending payments through a holistic experience.
For SMBs:
Help SMBs receive international payments from customers in other markets with greater speed and predictability. Recognize incoming cash flow more quickly for international receivables.
For Platforms:
Extend the receivables experience beyond invoicing and reconciliation. Help customers complete more of the payment journey within your platform.
For SMBs:
Give SMBs more cash flow control and flexibility for when to hold, manage, convert funds across currencies. Help SMBs reduce their FX costs with access to more competitive FX rates.
For Platforms:
Add more value between collection and payout moments. Support a more useful multi-currency experience that can deepen platform reliance.
For SMBs:
Help SMBs pay suppliers, vendors, contractors, partners and consumers locally and across borders with greater speed and transparency. Reduce friction when business obligations extend beyond domestic markets.
For Platforms:
Extend the value of your payables experience beyond payment execution. Help customers manage global payouts within your platform, driving stronger engagement, deeper retention, and new revenue opportunities across the money movement lifecycle.
Why Visa Direct
Visa Direct brings together global reach, speed, multi-currency capabilities and trusted infrastructure to help platforms deliver modern domestic and cross-border payment experiences at scale. For platforms serving SMBs, that means more than adding another payment option — it means supporting more of the customer relationship through one holistic money movement ecosystem.
Veem enabled 1.5M SMB customers to send money cross-border in real time
Veem, a payments platform serving SMBs, used Visa Direct push-to-card capabilities through Tabapay to help customers send and receive cross-border payments with faster delivery options, supporting better cash-flow management. Since implementing the program, Veem saw 120% month-over-month transaction growth and enabled 1.5M SMB customers to send money cross-border in real time, according to the Visa Direct case study.
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Discover how your business can get help moving money with Visa Direct's real-time3 money movement platform.
Learn more about the Visa Direct global payment network and money movement solutions
What is Visa Direct for platforms?
Visa Direct helps platforms support embedded domestic and cross-border money movement across key moments in the SMB payment lifecycle, including collecting funds, holding and converting currencies and sending payments. Capabilities and availability vary by market, use case, eligibility and program requirements.
Why should platforms care about cross-border payments?
Cross-border payments affect more than payment execution. They influence customer experience, cash-flow confidence, platform engagement, and revenue opportunity. When SMBs leave the platform to solve international payment needs, platforms can lose visibility and value in a critical part of the customer relationship.
How can Visa Direct help platforms improve customer retention?
Visa Direct can help platforms support more of the money movement needs their SMB customers already have. By keeping cross-border collection, currency management and payout workflows embedded in the platform experience, platforms can give customers more reasons to stay engaged.
What does “collect, hold and convert, and send” mean?
Collect refers to helping SMBs receive funds from customers. “Hold” and “convert” refers to holding and managing balances across multiple currencies. “Send” refers to paying suppliers, vendors, contractors, partners, consumers or other recipients domestically or across borders where supported.
Does Visa Direct replace existing payment rails?
Visa Direct can complement or expand the payment experiences platforms offer their SMB customers. The right approach depends on the platform’s existing payment architecture, customer needs, corridors and commercial model.
What makes Visa Direct different from others in the market?
Visa Direct can support an SMB’s full money movement needs across the customer lifecycle, including collection, currency management, conversion and sending. That gives platforms a way to think beyond a single payment use case and build a more connected cross-border experience for SMB customers.
How should platforms evaluate whether Visa Direct is right for their SMB customers?
Platforms should consider where customers experience the most friction today: long wait times associated with receiving international payments, high FX costs associated with managing multiple currencies, and delays in paying suppliers that potentially strain supplier relationships.
*Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.
Availability varies by geography. Please refer to your Visa representative for more information on availability.
Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
Case studies, comparisons, statistics, research and recommendations are provided “AS IS” and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this document, nor assumes any liability or responsibility that may result from reliance on such information. The Information contained herein is not intended as investment or legal advice, and readers are encouraged to seek the advice of a competent professional where such advice is required.