Help drive business growth through improved payment processing with a single connection to multiple payment schemes. Visa Intelligent Authorization helps acquirers boost efficiency, scalability and reliability.

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Visa Intelligent Authorization helps acquirers achieve exceptional success through advanced authorization features that help reduce costs, increase approval rates and enhance customer experience.
Visa Intelligent Authorization can make it easy to handle massive volumes of transactions for fast, frictionless processing and more payment success.

Step 1: Payment sent for authorization

A consumer identifies goods or services to purchase with a merchant and initiates payment. The merchant sends the payment for authorization processing.

Step 2: Authorization processing

Visa Intelligent Authorization provides an integration layer, central intelligence like risk controls and payment orchestration and core processing.

Step 3: Transaction capture

A file is sent to acquirers informing them about the transaction processed so they can initiate the clearing process.

Innovation and efficiency are within reach. See what is possible with Visa Intelligent Authorization.
Power secure, frictionless payment acceptance with solutions that easily integrate with Visa Intelligent Authorization.

Token Management Service

Secure digital payments and simplify management of customer credentials with tokenization.

Learn about Token Management Service

Global Gateway

Process payments frictionlessly and securely at any scale. Accept cards, digital wallets and more worldwide, all protected by Visa security.

Learn about Global Gateway

Unified Checkout

Easily integrate new payment methods to reduce cart abandonment and capture more sales across channels.

Learn about Unified Checkout

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Footernotes

  1. VisaNet. (2022). Uptime based on the 12-month period, between January 1, 2022, and December 31, 2022, as reported February 2, 2023.
  2. Overall payment orchestration approval rate (all traffic of card present and card not present) excluding India traffic for the 12 months of March 2024 through February 2025.

Disclaimer: Case studies, comparisons, statistics, research, and recommendations are provided “AS IS” and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this document, nor assumes any liability or responsibility that may result from reliance on such information. The Information contained herein is not intended as investment or legal advice, and readers are encouraged to seek the advice of a competent professional where such advice is required.