Visa Protect for Account-to-Account Payments reduces real-time payment fraud and scams
Visa Protect for Account-to-Account Payments (A2A) is an AI-powered transaction risk score that helps financial institutions (FIs) eliminate silos and boost visibility into A2A transaction activity in real-time. By using advanced AI with multi-FI and network-level intelligence, the score also helps identify potential connections to broader fraud schemes.
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Real-time can be a real problem for fraud and scams
Because instant payments settle in near real-time, recovering fraudulent transactions is nearly impossible—with the potential to negatively impact consumer confidence, adoption rates and revenue.
$1.03T siphoned away by scammers globally in 2024¹
1/3 consumers surveyed have fallen victim to an authorized push payment (APP) scam²
15% of APP scam victims leave their financial institution²
Fight A2A fraud and scams with AI and cross-network views from Visa
Account-to-account payments are proliferating with a growth forecast of 161% between 2024 and 2028.³ However, fraud risks are also multiplying, with fraud becoming faster and more difficult to intercept. Preventing fraud and authorized push payment (APP) scams demands a different approach, requiring both AI-powered real-time fraud detection and cross-network, multi-financial institution views.
See how Visa Protect for Account-to-Account Payments evaluates risks
Other Visa solutions to deliver cardholder satisfaction
The Visa Protect suite of solutions keeps digital payments moving and customers returning. See which set of solutions is best suited for your company.
Prevent scams and stop real-time fraud
See how with Visa Protect for Account-to-Account Payments.
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