Strengthen your online checkout with Visa Enhanced Authentication Solutions (VEAS), a suite of flexible, real-time tools tailored to your risk strategy to help increase approvals, prevent fraud and keep checkout friction low.
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Visa Enhanced Authentication Solutions verify customers in real time, sharing rich transaction data between merchants and issuers to improve approvals and enhance checkout. Use them together or individually within your layered‑defense strategy to apply the right security to each transaction.
Visa Enhanced Authentication Solutions evaluate transactions instantly, using comprehensive risk assessment to detect fraud. Most legitimate purchases are approved immediately, with only high-risk ones sent for additional verification.

Step 1: Transaction details sent for authentication

When a customer pays online, the merchant sends transaction details for risk assessment.

Step 2: Issuer reviews risk in real time

The issuer’s systems analyze transaction data to determine if further verification is needed.

Step 3: Frictionless or step‑up authentication

Low‑risk transactions are approved behind the scenes, while higher‑risk transactions may require additional verification or be declined.

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