Leveraging decades of Visa AI experience and fraud expertise, the VAA risk score helps issuers better detect fraud at the time of authorization for all card payments.

• Simple-to-use risk score: Real-time risk scoring helps issuers identify good and bad transactions.
• Visa global insights: Harnesses global data and captures fraud patterns by location of issuance, card type and transaction type.
• Sophisticated in-flight risk scoring: Evaluates up to 400 unique attributes per transaction.
• Better-informed authorization decisions: Customized to fit the specific needs of different markets and segments.

• Deep learning advantage: A dynamic model that identifies fast-changing fraud patterns, built on recurrent neural networks (RNNs) based on deep learning technology.
• Gain account-level insights: Understand relative risks for a given transaction through a sequential, contextual view of accounts and merchant profile information.
• Operational cost savings: Helps banks decline fraudulent transactions upfront to avoid lengthy operational processes and costs.
• Improve ROI: Detect and decline potential fraudulent transactions to help reduce fraud losses, and approve transactions with low VDA risk scores for incremental revenue.