Tokenization offers more seamless and secure ways to pay and be paid.

Tokenization helps secure digital payments by turning sensitive payment details into unique values called tokens, which can potentially reduce fraud risk and support better customer experiences.
Visa offers tokenization solutions that can help improve conversions and save money.
Increasing incremental e-commerce $40B Generated globally¹
Scaling tokenization 10B Visa Network Tokens provisioned since launch ten years ago
Reducing fraud $650M Saved in fraud last year, due to tokenization²
Visa tokenization solutions provide a complete set of capabilities to support your business objectives.
Get started with a foundational platform for global tokenization, offering a complete set of services for provisioning network tokens to help increase authorization rates.


Enable network tokens across major networks, including Visa, for merchant and acceptance clients. Securely manage customer data to support more secure shopping experiences.
Enable contactless (NFC) mobile payments and in-app transactions by leveraging network tokens for a more secure and optimized experience.


Access passkey authentication
With Visa Payment Passkey, you can enable your customers to use their device passkeys to authenticate payments.

Make online checkout more seamless
Click to Pay helps merchants simplify checkout and financial institutions enhance card utility and deepen cardholder relationships.
Visa is a leader in tokenization. Get expert opinions, in-depth research and useful insights.
Learn how you can seamlessly implement these in-demand digital experiences for your customers.
Sources/Footnotes/Disclaimer
- VisaNet CY2023 credit and debit global card-not-present (CNP) payment volume for tokenized and non-tokenized credentials
- Risk Datamart CY2023, Visa Processed global card-not-present (CNP) payment volume for tokenized vs non-tokenized credentials