Tokenization offers more seamless and secure ways to pay and be paid.
Tokenization helps secure digital payments by turning sensitive payment details into unique values called tokens, which can potentially reduce fraud risk and support better customer experiences.
Visa offers tokenization solutions that can help improve conversions and save money.
  • Increasing incremental e-commerce $40B Generated globally¹

  • Scaling tokenization 10B Visa Network Tokens provisioned since launch ten years ago

  • Reducing fraud $650M Saved in fraud last year, due to tokenization²

Visa tokenization solutions provide a complete set of capabilities to support your business objectives.
Get started with a foundational platform for global tokenization, offering a complete set of services for provisioning network tokens to help increase authorization rates.
Visa Debit Card with graphic overlay of digital token icons
Two phone screens: left shows online checkout form, right shows confirmation message
Enable network tokens across major networks, including Visa, for merchant and acceptance clients. Securely manage customer data to support more secure shopping experiences.

Enable contactless (NFC) mobile payments and in-app transactions by leveraging network tokens for a more secure and optimized experience.

Mobile phone screens showing ‘My Wallet’
Phone screen showing confirmation message ‘Create Visa Payment Passkey?’

Access passkey authentication

With Visa Payment Passkey, you can enable your customers to use their device passkeys to authenticate payments.

Learn about Visa Payment Passkey

Phone screen showing connected card payment options that are available to toggle on and off

Make online checkout more seamless

Click to Pay helps merchants simplify checkout and financial institutions enhance card utility and deepen cardholder relationships.

Learn about Click to Pay

Visa is a leader in tokenization. Get expert opinions, in-depth research and useful insights.
Learn how you can seamlessly implement these in-demand digital experiences for your customers.

Sources/Footnotes/Disclaimer

  1. VisaNet CY2023 credit and debit global card-not-present (CNP) payment volume for tokenized and non-tokenized credentials
  2. Risk Datamart CY2023, Visa Processed global card-not-present (CNP) payment volume for tokenized vs non-tokenized credentials