Visa Consulting and Analytics (VCA)
Grow your business with data-driven solutions, actionable insights and the latest economic trends.
Featured global practices
Functional practice areas
Strategy
We help clients formulate payments strategies to drive growth and profitability, compete in the digital economy and address key topics such as open banking, real-time payments and emerging third-party platforms. For example:
- Artificial intelligence
- Market expansion
- New product development
Portfolio optimization
We help clients identify the right customers and best portfolio actions that drive acquisition, engagement and retention. For example:
- Lifecycle management
- Loyalty program optimization
- Usage growth
Digital
We support clients to develop and execute digital strategies that address issues such as top of wallet, card on file, activation and ongoing engagement. For example:
- Digital banking experience
- Digital bank strategy
- Digital card acquisition optimization
- Product and experience design, UX/UI, customer research
Risk
We help clients better manage risk and fraud while optimizing the customer experience. For example:
- Fraud management
- Authorization performance review
- Cybersecurity assessment and enterprise fraud strategy
Our insights
Our process
Case studies and experiences
Learn how we’re helping businesses of all sizes stay competitive and find success.

Our impact
DIGITAL ACQUISITION +5pts In approval rates for credit card applications
ACTIVATION +21% Transaction growth
SPEND UPLIFT +27pts In payments volume increase
AUTHORIZATION IMPROVEMENT +1.4B Potential payment volume uplift
CUSTOMER RETENTION 4x Better targeting of merchants most likely to attrite
PORTFOLIO MIGRATION 3M+ Cards migrated in first 6 months at 85% activation
Our team

Careers
Join our growing Advisory Services team
Explore careers opportunities with our world-class network of consultants, data scientists and economists.
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