Visa Consulting and Analytics (VCA)

Grow your business with data-driven solutions, actionable insights and the latest economic trends.

Featured global practices

VCA advisors are here to help clients and their businesses improve performance and profitability.

Functional practice areas

Explore our areas of expertise and learn how our experts can prepare your business for the road ahead.

Strategy

We help clients formulate payments strategies to drive growth and profitability, compete in the digital economy and address key topics such as open banking, real-time payments and emerging third-party platforms. For example:

  • Artificial intelligence
  • Market expansion
  • New product development

Portfolio optimization

We help clients identify the right customers and best portfolio actions that drive acquisition, engagement and retention. For example:

  • Lifecycle management
  • Loyalty program optimization
  • Usage growth

Digital

We support clients to develop and execute digital strategies that address issues such as top of wallet, card on file, activation and ongoing engagement. For example:

  • Digital banking experience
  • Digital bank strategy
  • Digital card acquisition optimization
  • Product and experience design, UX/UI, customer research

Risk

We help clients better manage risk and fraud while optimizing the customer experience. For example:

  • Fraud management
  • Authorization performance review
  • Cybersecurity assessment and enterprise fraud strategy

Our insights

With deep payments expertise and proprietary analytics models, our consultants, data scientists and economists are committed to delivering insights that drive better business outcomes across customer journeys.

Our process

Explore our approach to advice and analytics and see how our payments experts can drive your business forward.

Case studies and experiences

Learn how we’re helping businesses of all sizes stay competitive and find success.

Our impact

Benefit from our in-house expertise, developed over decades across thousands of projects with financial institutions, merchants, fintechs and other payments players.
  • DIGITAL ACQUISITION +5pts In approval rates for credit card applications

  • ACTIVATION +21% Transaction growth

  • SPEND UPLIFT +27pts In payments volume increase

  • AUTHORIZATION IMPROVEMENT +1.4B Potential payment volume uplift

  • CUSTOMER RETENTION 4x Better targeting of merchants most likely to attrite

  • PORTFOLIO MIGRATION 3M+ Cards migrated in first 6 months at 85% activation

Our team

Collaborate with world-class experts dedicated to growing your business. Meet some of our leadership team below.

Careers

Join our growing Advisory Services team

Explore careers opportunities with our world-class network of consultants, data scientists and economists.

Explore and connect

Continue your journey by reading more about Visa services and connecting with VCA.

VCA in the news

Uncover VCA’s news and insights.

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LinkedIn

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Contact Visa Consulting and Analytics

Reach out to learn how our technology and expertise as a global payments leader can help you arrive at better business outcomes.