Visa Protect for merchants

Visa Protect for merchants

Enterprise-wide risk solutions for merchants that keep sales up and reduce cart abandonment.
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Digital commerce burdened by forced friction

For all its growth, digital commerce has yet to reach its full potential. Authorization rates remain too low. False declines remain too high. And dispute management diverts revenue and resources. The bottom line is fraud slows business growth by forcing friction into the payment process.

  • 75% of disputes involve fraud¹

  • 10% lower authorization rate for card-not-present (CNP) vs. card-present transactions²

  • 40% of consumers will never place order with merchant again after a declined transaction³

Keep transactions moving with Visa Protect

With solutions that span the entire payment journey, Visa Protect helps make eCommerce simpler, safer and more successful. And they’re backed by risk experts skilled at optimizing your processes and boosting your performance.

AUTHENTICATION Verify consumer identity with enhanced data exchange between merchants and issuers

Tap into the Visa network to provide robust protection for eCommerce transactions and give an additional layer of security to ensure a secured experience for your customers.

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AUTHORIZATION Apply AI-powered risk models to detect fraud in near real-time

Reduce costs, capture revenue and improve authorization rates by filtering out risky transactions.

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DISPUTE MANAGEMENT Provide a better customer experience for fraudulent and legitimate disputes

Manage and mitigate disputes when and where they happen to allow digital commerce to thrive.

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Best Buy Canada Case Study

Improving customer experience and reducing fraud with EMV 3-D Secure (EMV 3DS).

See how to improve your results with Visa Secure

News and resources

Learn how decades of experience and risk solutions from Visa keep business moving for merchants and acquirers.

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We’re here to help

See how Visa Protect can keep fraud at bay and commerce moving.
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Sources/Footnotes/Disclaimer

  1. Visa Blog: What merchants need to know about friendly fraud
  2. VisaNet, 2022 Q2, Visa branded cards on Visa network, Including Interlink
  3. 2021 Sapio Research: Global Ecommerce Consumer Behavior Analysis