Visa Protect for merchants
Enterprise-wide risk solutions for merchants that keep sales up and reduce cart abandonment.

Digital commerce burdened by forced friction
For all its growth, digital commerce has yet to reach its full potential. Authorization rates remain too low. False declines remain too high. And dispute management diverts revenue and resources. The bottom line is fraud slows business growth by forcing friction into the payment process.
75% of disputes involve fraud¹
10% lower authorization rate for card-not-present (CNP) vs. card-present transactions²
40% of consumers will never place order with merchant again after a declined transaction³
- Visa Blog : What merchants need to know about friendly fraud
- VisaNet, 2022 Q2, Visa branded cards on Visa network, Including Interlink
- 2021 Sapio Research: Global Ecommerce Consumer Behavior Analysis
Keep transactions moving with Visa Protect
With solutions that span the entire payment journey, Visa Protect helps make eCommerce simpler, safer and more successful. And they’re backed by risk experts skilled at optimizing your processes and boosting your performance.
AUTHENTICATION
Verify consumer identity with enhanced data exchange between merchants and issuers
Tap into Visa’s network to provide robust protection for eCommerce transactions and give an additional layer of security to ensure a secured experience for your customers.


AUTHORIZATION
Apply AI-powered risk models to detect fraud in near real-time
Reduce costs, capture revenue and improve authorization rates by filtering out risky transactions.
DISPUTE MANAGEMENT
Provide a better customer experience for fraudulent and legitimate disputes
Manage and mitigate disputes when and where they happen to allow digital commerce to thrive.

Best Buy Canada Case Study
Improving customer experience and reducing fraud with EMV 3-D Secure (EMV 3DS).

News and resources
Learn how Visa’s decades of experience and risk solutions keep business moving for merchants and acquirers.
We’re here to help
See how Visa Protect can keep fraud at bay and commerce moving.