The program for NFL fans and Visa cardholders*

1) NO PURCHASE, OBLIGATION OR ENROLLMENT NECESSARY TO ENTER OR WIN. A PURCHASE OR ENROLLMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

2) ELIGIBILITY: The VISA NFL FAN OFFERS 2013 LOCKER ROOM SWEEPSTAKES ("Sweepstakes") is open only to legal residents of the 50 U.S. and D.C., 18 or older as of 9/5/12 ("Eligible Participant"). Commercial card eligibility for card enrollment automatic entry and enrolled card usage automatic entry methods is subject to employer policies regarding sweepstakes participation. Void in Puerto Rico and where prohibited. Employees of the National Football League ("NFL"), its member professional football clubs, NFL Ventures, Inc., NFL Ventures, L.P., NFL Properties LLC, NFL Enterprises LLC, NFL Productions LLC, NFL International LLC and each of their respective subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, "NFL Entities"), Visa U.S.A. Inc. ("Sponsor"), Visa Inc., Visa International Service Association, and their respective parents, successors, affiliates, subsidiaries, trustees, and client financial institutions, prize suppliers, and advertising and promotion agencies, Tenthwave Digital, LLC. and each of their respective agents, representatives, officers, directors, shareholders, and employees (collectively, "Releasees"), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same households of each of these individuals, whether related or not, of the above are not eligible to enter or win. Sweepstakes is subject to all applicable federal, state, and local laws. U.S. law governs this Sweepstakes.

3) SWEEPSTAKES TIMING: The Sweepstakes begins at 12:00:00 AM Pacific Time ("PT") on 12/4/12, and ends at 11:59:59 PM PT on 2/4/13 ("Promotional Period"). One (1) Grand Prize will be awarded in a random drawing from among all eligible entries received throughout the Promotional Period ("Random Drawing").

4) TO ENTER: There are three (3) ways to enter: 1) Card Enrollment Automatic Entry: An Eligible Participant will automatically receive one (1) Sweepstakes entry for each eligible Visa card that the Eligible Participant successfully enrolls in Visa NFL Fan Offers ( the "Program") during the Promotional Period and for which the Eligible Participant is the primary cardholder, up to a maximum of five (5) eligible Visa cards (each, an "Enrolled Visa Card"), after the Eligible Participant signs up for Visa NFL Fan Offers. Certain restrictions, limitations, and conditions may apply. Not all Visa cards are eligible for the Program. For details, go to www.nfl.visa.com/terms.jsp for Visa NFL Fan Offers Program Terms and Conditions. An eligible Visa card is deemed to be successfully enrolled after the Eligible Participant completes the online enrollment form on the NFL Visa Fan Offers website ("Program Site") including first and last name, mobile phone number, email address and eligible Visa card information, checks the box confirming that the Eligible Participant has read and agrees to these Official Rules and receives a screen on the Site confirming enrollment into the Program. Use of the Program Site, and Sponsor's use of information submitted by entrant in connection with the Sweepstakes and the Program, will be subject to the terms and conditions stated in these Official Rules as well as to the Program's Terms and Conditions available at nfl.visa.com/terms.jsp and Privacy Policy available at nfl.visa.com/privacy.jsp ("Program Policies"). 2) Enrolled Visa Card Usage Automatic Entry: An Eligible Participant will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made with an Enrolled Visa Card during the Promotional Period at a participating merchant location in the U.S. Only eligible Visa purchases, or payments made during the time that a participant is enrolled in the Visa NFL Fan Offers program and using an Enrolled Visa card that is not in default under the customer agreement for that account and issued by a participating financial institution in the U.S., processed through Visa U.S.A. Inc.'s transaction-processing system during the Promotional Period are eligible for automatic entry. Account adjustment transactions/returns, cash advances, balance transfers, non-U.S.-dollar purchases, Interlink?-processed transactions, purchases authorized by entering a PIN (personal identification number), payment of late fees or over-limit fees, and Visa health and benefit cards are excluded from automatic entry. Other restrictions and exclusions may apply. Visa cards or card numbers that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for automatic entry. In the event of a dispute as to who submitted an automatic entry, such entry will be deemed to be submitted by the primary person in whose name the eligible Visa card used to enter the Sweepstakes was issued. Automatic Entries must be received by 11:59:59 p.m. PT on 2/4/13. An Eligible Participant must be actively enrolled in the Program at the time an eligible transaction takes place to receive an Automatic Entry for such transaction. 3) To enter without enrollment, purchase or obligation by U.S. Mail: Hand-print your complete name, address, city, state, ZIP code, date of birth and daytime and evening telephone numbers (including area code) on a 3" x 5" card, and mail, in a #10 envelope with postage affixed, to: Visa NFL Fan Offers 2013 Locker Room Sweepstakes, P.O. Box 795, Plainview, NY 11803-0795. Mail-in entries must be postmarked between 12/4/12 and 2/4/13 and received by 2/11/13 in order to be eligible for the Random Drawing. Enter as often as you wish; however, each mail-in entry will count as one (1) entry into the drawing and must be mailed in a separate postmarked-and-stamped envelope. Proof of mailing does not constitute proof of delivery.

Regardless of entry method, entries that have been generated by a script, macro, bot or any other automated means will be deemed void. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by any means which subvert the entry process are void. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor's sole discretion. . Entries become the property of the Sponsor and will not be acknowledged or returned.

5) DETERMINATION OF WINNERS: One (1) potential Grand Prize winner will be selected in a random drawing on or about February 18, 2013 from among all eligible automatic and mail-in entries received. The Random Drawing will be conducted by Tenthwave Digital, LLC, an independent judging organization. Judges' and Sponsor's decisions are final and binding on matters relating to this Sweepstakes. Potential Grand Prize winner will be notified by overnight or U.S. Mail and/or telephone/email. Potential Grand Prize winner will be required to sign an affidavit of eligibility/liability release, a publicity release where legal, and federal and state tax release, and return these documents, properly executed, via fax, within 48 hours of notification and via U.S. Mail within 5 days of date of issuance of notification. Non-compliance within this time frame and/or with these Official Rules; Sponsor's inability to contact a potential winner within a reasonable time period; or prize or prize notification returned as undeliverable will result in such potential winner's disqualification and, at Sponsor's discretion, the prize may be awarded to a potential alternate winner.

6) ODDS: The odds of winning the prize depend upon the total number of eligible entries received.

7) PRIZES: One (1) Grand Prize: NFL Pre-Game Locker Room Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to a 2013/2014 NFL regular season game selected by Sponsor where the winner will have an opportunity to experience the Coach's Game Day speech (team and game date to be specified by Sponsor). Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner's home, rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) $500 Visa gift card, $2,200 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $7,220.

Winner must agree to take the trip and attend the game on the dates specified by Sponsor. Winner must be available to travel to a game occurring during the month of September 2013. No substitutions, cash equivalents, or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute the prize (or portion thereof) with one of equal or greater value, except as otherwise provided herein. All prize details will be determined by Sponsor in its sole discretion. Any and all other costs and expenses associated with prize acceptance and use not specifically stated within these Official Rules as being provided, are the sole responsibility of the winner, including, without limitation, all federal, state, and local taxes, additional transportation and meals, luggage fees, gratuities, and souvenirs. If a winner is at least 18 but still considered a minor in his/her state or place of residence, prize may be awarded in the name of his/her parent or legal guardian, who will be responsible for fulfilling all requirements imposed on winner as set forth herein. Such parent or legal guardian may also be required to accompany minor winner as the winner's guest on trip. All terms & conditions apply to Visa gift cards. Prize details are at Sponsor's sole discretion.

Travel Restrictions
Actual value of trip prizes depend upon the city of departure, time of travel, any air transportation fluctuations and on current market conditions at time of prize fulfillment, and any difference between the stated ARV and the actual value if any, will not be awarded. Winner and guest for the trip must be able to travel on dates specified by Sponsor or prize will be forfeited. Sponsor reserves the right to change dates for the trip. Guest of winner for the trip must be of legal age of majority in his/her jurisdiction of residence (and at least 18) unless a child or legal ward of winner. If guest is a child or legal ward of winner, winner will be required to execute and return such documents on behalf of such child or legal ward. Trip is subject to air/hotel availability and other conditions and restrictions. If a winner lives within 100 miles of the destination city for the game, the air transportation portion of the trip will not be awarded and ground transportation will be substituted and no additional compensation or substitution will be provided. Airline/flight times to be selected by Sponsor at its sole discretion; one or more stopovers may be required. Once trip dates have been booked, no change, extension or substitution of trip dates is permitted except by Sponsor, in its sole discretion. Sponsor will not replace any lost or stolen tickets, travel vouchers or similar items once they are in winner's possession or in the possession of a guest. Releasees shall not be responsible for any cancellations, delays, diversions, substitutions, or any acts or omissions whatsoever by the air carriers, hotels, or other transportation companies or any other persons providing any of these services and accommodations to passengers, including any results thereof, such as changes in services or accommodations necessitated by same. Sponsor is not responsible for any postponement or cancellation resulting from any labor stoppage, strike, or lock out. Prize conditions may be added or modified by companies providing those portions of the prize. The prize restrictions/conditions stated herein are not all-inclusive and may be subject to additional restrictions/conditions, which may be stated in the affidavit and release and/or prize travel documents. Winner and guest for the trip are responsible for obtaining travel documents (including, but not limited to passports and visas), as well as travel insurance (and all other forms of insurance), that they may wish to obtain for the trip (at their own expense) and hereby acknowledge that the Releasees have not and will not obtain or provide travel insurance or any other form of insurance for the trip. Winner and his/her guest for the trip must arrive at the designated U.S. gateway airport in time for the flight for the trip. Tickets are subject to certain terms and conditions as specified by the NFL and issuer thereon. Winner and guest for the trip must comply with all venue, stadium, and event rules and regulations. Failure to do so may result in forfeiture of such portion(s) of prize. Sponsor reserves the right to remove or deny entry to winner and any guest who engage in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person at the game. Locker room experience is subject to availability. All prize details, including exact NFL game, locker room, date, time, and location will be determined by Sponsor in its sole discretion. If any portion of prize or any other event or activity does not take place as planned for any reason, including but not limited to, cancellation, scheduling conflicts, lockout, labor dispute, strike, inclement weather, or an event of force majeure, the remaining components of the prize will be awarded and Sponsor's obligation to the winner will be fulfilled, and no other additional compensation or substitution will be provided for the trip.

8) CONDITIONS OF PARTICIPATION: By entering, entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor and judges, which are final and binding. By accepting the prize, winner consents to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Entrants release and hold harmless Releasees from any claims, actions, injury, loss, or damage of any kind, including but not limited to, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of the prize (including any travel/activity related thereto). This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes.

9) GENERAL: If an entrant enters the Sweepstakes solely by mail, without enrolling in the Program, Sponsor will collect information from such entrant solely for the purpose of the prize drawing and to notify a potential winner. Sponsor will not share this information with any third party, except as necessary for the administration of the Sweepstakes, nor attempt to contact entrant, unless entrant has agreed to receive further information on Sponsor's products and promotions. If an entrant receives automatic Sweepstakes entries through enrollment in the Program and/or Enrolled Visa Card usage, Sponsor will collect information from such entrants and use such information for the purpose of the prize drawing, to notify a potential winner and as necessary for the administration of the Sweepstakes and the Program. See the Program Policies for further details about Sponsor's use of your information in connection with the Program. If an entrant unenrolls from the Program, Sponsor may continue to use the information that such entrant provides in connection with the Program for the purpose of the prize drawing and to notify a potential winner. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, and transactions; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize, the cancellation or postponement of the game and/or trip or any trip related event, winner's inability to participate in the trip, or in any Sweepstakes-related materials. Sponsor reserves the right to conduct a background check of any and all records of potential winner, including, without limitation, civil and criminal court records and police reports, and entry in the Sweepstakes constitutes entrant's permission for Sponsor to conduct such background check, provided that, to the extent additional authorization is necessary under law, potential winner shall authorize such check. Sponsor reserves the right (at its sole discretion) to disqualify potential winner based on the results of the background check or failure to properly authorize such check. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice and for any reason including, if in the judges' opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prize in a random drawing from among all non-suspect, eligible entries received up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek damages and other remedies (including attorneys' fees) from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. If an entrant is disqualified, Sponsor reserves the right to terminate that entrant's eligibility to participate in the Sweepstakes.

10) DISPUTES: Except where prohibited, all issues/questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of California. Jurisdiction and venue shall be solely within the State of California.

11) ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

12) WINNER'S NAME: For the name of the winner, available after 3/31/13, mail a self-addressed stamped envelope by 3/31/13, to: Visa NFL Fan Offers 2013 Locker Room Sweepstakes Winner, P.O. Box 997, Plainview, NY 11803-0997.

13) SPONSOR & ADMINISTRATOR: Sponsored solely by Visa USA Inc., P.O. Box 8999, San Francisco, CA 94128-8999. Administrator: Tenthwave Digital, LLC, 35 Pinelawn Road, Suite 207W, Melville, NY 11747.

The NFL Entities (as defined in the Official Rules) will have no liability or responsibility for any claim arising in connection with participation in this Sweepstakes or any prize awarded. The NFL Entities have not offered or sponsored this Sweepstakes in any way.

1) NO PURCHASE, OBLIGATION OR ENROLLMENT NECESSARY TO ENTER OR WIN. A PURCHASE OR ENROLLMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

2) ELIGIBILITY: The VISA 2012 NFL FAN OFFERS SWEEPSTAKES ("Sweepstakes") is open only to legal residents of the 50 U.S. and D.C., 18 or older as of 9/5/12 ("Eligible Participant"). Commercial card eligibility for card enrollment automatic entry and enrolled card usage automatic entry methods is subject to employer policies regarding sweepstakes participation. Void in Puerto Rico and where prohibited. Employees of the National Football League ("NFL""), its member professional football clubs, NFL Ventures, Inc., NFL Ventures, L.P., NFL Properties LLC, NFL Enterprises LLC, NFL Productions LLC, NFL International LLC and each of their respective subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, "NFL Entities"), Visa U.S.A. Inc. ("Sponsor"), Visa Inc., Visa International Service Association, and their respective parents, successors, affiliates, subsidiaries, trustees, and client financial institutions, prize suppliers, and advertising and promotion agencies, Tenthwave Digital, LLC. and each of their respective agents, representatives, officers, directors, shareholders, and employees (collectively, "Releasees"), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same households of each of these individuals, whether related or not, of the above are not eligible to enter or win. Sweepstakes is subject to all applicable federal, state, and local laws. U.S. law governs this Sweepstakes.

3) SWEEPSTAKES TIMING: The Sweepstakes begins at 12:00:00 AM Pacific Time ("PT") on 9/5/12, and ends at 11:59:59 PM PT on 2/4/13 ("Promotional Period"). Five (5) Grand Prizes will be awarded in five (5) separate random drawings ("Grand Prize Drawings") from among all eligible entries received and combined (as described in the Five (5) Grand Prizes Entry Chart in Section 5 below) during the Promotional Period. Three Hundred Thirty (330) Weekly Prizes will be awarded in twenty-two (22) separate weekly random drawings ("Weekly Prize Drawing") from among all eligible entries received and combined (as described in the Three Hundred Thirty (330) Weekly Prizes Entry Chart in Section 5 below) during the Promotional Period. Grand Prize Drawing and Weekly Prize Drawing collectively, "Random Drawings".

4) TO ENTER: There are three (3) ways to enter: 1) Card Enrollment Automatic Entry: An Eligible Participant will automatically receive one (1) Sweepstakes entry for each eligible Visa card that the Eligible Participant successfully enrolls in Visa NFL Fan Offers ( the "Program") and for which the Eligible Participant is the primary cardholder, up to a maximum of five (5) eligible Visa cards (each, an "Enrolled Visa Card"), after the Eligible Participant signs up for Visa NFL Fan Offers. Certain restrictions, limitations, and conditions may apply. Not all Visa cards are eligible for the Program. For details, go to www.nfl.visa.com/terms.jsp for Visa NFL Fan Offers Program Terms and Conditions. An eligible Visa card is deemed to be successfully enrolled after the Eligible Participant completes the online enrollment form on the NFL Visa Fan Offers website ("Program Site") including first and last name, mobile phone number, email address and eligible Visa card information, checks the box confirming that the Eligible Participant has read and agrees to these Official Rules and receives a screen on the Site confirming enrollment into the Program. Use of the Program Site, and Sponsor"s use of information submitted by entrant in connection with the Sweepstakes and the Program, will be subject to the terms and conditions stated in these Official Rules as well as to the Program"s Terms and Conditions available at nfl.visa.com/terms.jsp and Privacy Policy available at nfl.visa.com/privacy.jsp ("Program Policies"). 2) Enrolled Visa Card Usage Automatic Entry: An Eligible Participant will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made with an Enrolled Visa Card during the Promotional Period at a participating merchant location in the U.S. Only eligible Visa purchases, or payments made during the time that a participant is enrolled in the Visa NFL Fan Offers program and using an Enrolled Visa card that is not in default under the customer agreement for that account and issued by a participating financial institution in the U.S., processed through Visa U.S.A. Inc.'s transaction-processing system during the Promotional Period are eligible for automatic entry. Account adjustment transactions/returns, cash advances, balance transfers, non-U.S.-dollar purchases, Interlink®-processed transactions, purchases authorized by entering a PIN (personal identification number), payment of late fees or over-limit fees, and Visa health and benefit cards are excluded from automatic entry. Other restrictions and exclusions may apply. Visa cards or card numbers that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for automatic entry. In the event of a dispute as to who submitted an automatic entry, such entry will be deemed to be submitted by the primary person in whose name the eligible Visa card used to enter the Sweepstakes was issued. Automatic Entries must be received by 11:59:59 p.m. PT on the dates specified in the Entry Charts in Section 5 in order to be eligible for the applicable Random Drawing. An Eligible Participant must be actively enrolled in the Program at the time an eligible transaction takes place to receive an Automatic Entry for such transaction. 3) To enter without enrollment, purchase or obligation by U.S. Mail: Hand-print your complete name, address, city, state, ZIP code, date of birth and daytime and evening telephone numbers (including area code) on a 3" x 5" card, and mail, in a #10 envelope with postage affixed, to: Visa 2012 NFL Fan Offers Sweepstakes, P.O. Box 795, Plainview, NY 11803-0795. Mail-in entries must be postmarked and received by the dates specified in the table below in order to be eligible for the applicable Random Drawings. Enter as often as you wish; however, each mail-in entry will count as one (1) entry into the drawing and must be mailed in a separate postmarked-and-stamped envelope. Proof of mailing does not constitute proof of delivery.

Regardless of entry method, entries that have been generated by a script, marco, bot or any other automated means will be deemed void. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by any means which subvert the entry process are void. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor"s sole discretion. . Entries become the property of the Sponsor and will not be acknowledged or returned. Regardless of entry method, non-winning entries from one Random Drawing that adhere to these Official Rules will be automatically entered into subsequent Random Drawings throughout the Promotional Period.

5) DETERMINATION OF WINNERS: Five (5) potential Grand Prize winners will be selected in five (5) separate random drawings from among all eligible automatic and mail-in entries received and combined on the dates/times stated in the Grand Prize Drawing Entry Chart below. Three Hundred Thirty (330) potential Weekly Prize winners will be selected in twenty-two (22) separate random drawings from among all eligible automatic and mail-in entries received and combined on the dates/times stated in the Weekly Prize Drawing Entry Chart below. The Random Drawings will be conducted by Tenthwave Digital, LLC, an independent judging organization. Judges" and Sponsor"s decisions are final and binding on matters relating to this Sweepstakes. Potential Grand Prize and Weekly Prize winners will be notified by overnight or U.S. Mail and/or telephone/email. Potential Grand Prize winners will be required to sign an affidavit of eligibility/liability release, a publicity release where legal, and federal and state tax releases, and return these documents, properly executed, via fax, within 48 hours of notification and via U.S. Mail within 5 days of date of issuance of notification. Non-compliance within this time frame and/or with these Official Rules; Sponsor"s inability to contact a potential winner within a reasonable time period; or prize or prize notification returned as undeliverable will result in such potential winner"s disqualification and, at Sponsor"s discretion, the applicable prize may be awarded to a potential alternate winner. Limit one prize per person and per household.

Five (5) Grand Prizes Entry Chart

Three Hundred Thirty (330) Weekly Prizes Entry Chart

6) ODDS: The odds of winning a prize depend upon the total number of eligible entries received.

7) PRIZES: Five (5) Grand Prizes: 1) NFL Post-Game Player Meeting Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to a 2012/2013 NFL season game where the winner and guest will have an opportunity to ask questions of an NFL player post-game (NFL game and NFL player to be specified by Sponsor). Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one (1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) $500 Visa gift card, $2,200 to be awarded as a check that can be used towards the payment of taxes associated with the prize. Winner must be available to travel to a game occurring on December 16, 2012. Approximate Retail Value ("ARV"): $7,220. 2) NFL Pre-Game Locker Room Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to a 2012/2013 NFL season game selected by Sponsor where the winner will have an opportunity to experience the Coach"s Game Day speech (team to be specified by Sponsor). Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) $500 Visa gift card, $2,200 to be awarded as a check that can be used towards the payment of taxes associated with the prize. Winner must be available to travel to a game occurring on December 30, 2012. ARV: $7,220. 3) Pro Bowl Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to the Pro Bowl in Honolulu, HI. Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, rental car during stay, hotel accommodations (one room, double occupancy), two (2) tickets to attend the game, one (1) game day sideline experience for winner and guest (details to be determined by Sponsor), one (1) $500 Visa gift card, $3,930 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $12,780. 4) Ultimate Madden Game Room Entertainment Center: One (1) winner will receive an Ultimate EA Game Room Entertainment Center featuring a 55" HDTV, Home Theater system, Gaming Console, Madden NFL 13, EA SPORTS Monster Gaming headsets, two (2) XZipit gaming rockers, select pieces of sports memorabilia to be selected by Sponsor, $1,980 to be awarded as a check that can be used toward the payment of taxes associated with the prize, plus an opportunity to meet John Madden, location and schedule to be determined by Sponsor. ARV $6,439. 5) Super Bowl XLVIII Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to see Super Bowl XLVIII in New York/New Jersey. Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one(1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) game day experience for winner and guest (details to be determined by Sponsor) , one (1) $500 Visa gift card, $4,400 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $14,300. Three Hundred Thirty (330) Weekly Prizes: Each week, fifteen (15) winners will each receive one piece of NFL merchandise, either a hat (ARV: $75), mini football (ARV: $65), or mini helmet (ARV: $65); specific prize for each winner will be selected solely by Sponsor. ARV of all weekly prizes $23,647: Total ARV of all prizes: $71,606.

No substitutions, cash equivalents, or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute the prize (or portion thereof) with one of equal or greater value, except as otherwise provided herein. All prize details will be determined by Sponsor in its sole discretion. Any and all other costs and expenses associated with prize acceptance and use not specifically stated within these Official Rules as being provided, are the sole responsibility of the winner, including, without limitation, all federal, state, and local taxes, additional transportation and meals, luggage fees, gratuities, and souvenirs. If a winner is at least 18 but still considered a minor in his/her state or place of residence, prize may be awarded in the name of his/her parent or legal guardian, who will be responsible for fulfilling all requirements imposed on winner as set forth herein. Such parent or legal guardian may also be required to accompany minor winner as the winner"s guest on trip. All terms & conditions apply to Visa gift cards. Merchandise prizes are awarded "as is" and any and all guarantees and warranties on merchandise prizes are subject to the manufacturers" terms and conditions, and winners agree to look solely to such manufacturers for any such warranty or guarantee claim. Prize details are at Sponsor"s sole discretion.

Travel Restrictions

Actual value of trip prizes depend upon the city of departure, time of travel, any air transportation fluctuations and on current market conditions at time of prize fulfillment, and any difference between the stated ARV and the actual value if any, will not be awarded. Winner and guest for each trip must be able to travel on dates specified by Sponsor or prize will be forfeited. Sponsor reserves the right to change dates for any trip. Guest of winner for each trip must be of legal age of majority in his/her jurisdiction of residence (and at least 18) unless a child or legal ward of winner. If guest is a child or legal ward of winner, winner will be required to execute and return such documents on behalf of such child or legal ward. Trips are subject to air/hotel availability and other conditions and restrictions. If a winner lives within 100 miles of the destination city for any game or event, the air transportation portion of the trip will not be awarded and ground transportation will be substituted and no additional compensation or substitution will be provided. Airline/flight times to be selected by Sponsor at its sole discretion; one or more stopovers may be required. Once trip dates have been booked, no change, extension or substitution of trip dates is permitted except by Sponsor, in its sole discretion. Sponsor will not replace any lost or stolen tickets, travel vouchers or similar items once they are in winner"s possession or in the possession of a guest. Releasees shall not be responsible for any cancellations, delays, diversions, substitutions, or any acts or omissions whatsoever by the air carriers, hotels, or other transportation companies or any other persons providing any of these services and accommodations to passengers, including any results thereof, such as changes in services or accommodations necessitated by same. Sponsor is not responsible for any postponement or cancellation resulting from any labor stoppage, strike, or lock out. Prize conditions may be added or modified by companies providing those portions of the prize. The prize restrictions/conditions stated herein are not all-inclusive and may be subject to additional restrictions/conditions, which may be stated in the affidavit and release and/or prize travel documents. Winner and guest for each trip are responsible for obtaining travel documents (including, but not limited to passports and visas), as well as travel insurance (and all other forms of insurance), that they may wish to obtain for the trip (at their own expense) and hereby acknowledge that the Releasees have not and will not obtain or provide travel insurance or any other form of insurance for the trip. Winner and his/her guest for each trip must arrive at the designated U.S. gateway airport in time for the flight for the trip. Tickets are subject to certain terms and conditions as specified by the NFL and issuer thereon. Winner and guest for each trip must comply with all venue, stadium, and event rules and regulations. Failure to do so may result in forfeiture of such portion(s) of prize. Sponsor reserves the right to remove or deny entry to winner and any guest who engage in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person at the game. Locker room experience and player interview experience is subject to availability. All prize details, including exact NFL game, locker room, player, date, time, and location will be determined by Sponsor in its sole discretion. If any portion of prize or any other event or activity does not take place as planned for any reason, including but not limited to, cancellation, scheduling conflicts, lockout, labor dispute, strike, inclement weather, or an event of force majeure, the remaining components of the prize will be awarded and Sponsor"s obligation to the winner will be fulfilled, and no other additional compensation or substitution will be provided for the applicable trip.

8) CONDITIONS OF PARTICIPATION: By entering, entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor and judges, which are final and binding. By accepting the prize, winner consents to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Entrants release and hold harmless Releasees from any claims, actions, injury, loss, or damage of any kind, including but not limited to, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of the prize (including any travel/activity related thereto). This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes.

9) GENERAL: If an entrant enters the Sweepstakes solely by mail, without enrolling in the Program, Sponsor will collect information from such entrant solely for the purpose of the prize drawing and to notify a potential winner. Sponsor will not share this information with any third party, except as necessary for the administration of the Sweepstakes, nor attempt to contact entrant, unless entrant has agreed to receive further information on Sponsor"s products and promotions. If an entrant receives automatic Sweepstakes entries through enrollment in the Program and/or Enrolled Visa Card usage, Sponsor will collect information from such entrants and use such information for the purpose of the prize drawing, to notify a potential winner and as necessary for the administration of the Sweepstakes and the Program. See the Program Policies for further details about Sponsor"s use of your information in connection with the Program. If an entrant unenrolls from the Program, Sponsor may continue to use the information that such entrant provides in connection with the Program for the purpose of the prize drawing and to notify a potential winner. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, and transactions; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize, the cancellation or postponement of any game and/or trip or any trip related event, winner"s inability to participate in the trip, or in any Sweepstakes-related materials. Sponsor reserves the right to conduct a background check of any and all records of potential winner, including, without limitation, civil and criminal court records and police reports, and entry in the Sweepstakes constitutes entrant"s permission for Sponsor to conduct such background check, provided that, to the extent additional authorization is necessary under law, potential winner shall authorize such check. Sponsor reserves the right (at its sole discretion) to disqualify potential winner based on the results of the background check or failure to properly authorize such check. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice and for any reason including, if in the judges" opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prize in a random drawing from among all non-suspect, eligible entries received up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek damages and other remedies (including attorneys" fees) from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor"s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. If an entrant is disqualified, Sponsor reserves the right to terminate that entrant"s eligibility to participate in the Sweepstakes.

10) DISPUTES: Except where prohibited, all issues/questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of California. Jurisdiction and venue shall be solely within the State of California.

11) ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

12) WINNERS" NAME: For the name of the winners, available after 3/31/13, mail a self-addressed stamped envelope by 3/31/13, to: Visa 2012 NFL Fan Offers Sweepstakes WinnerS, P.O. Box 997, Plainview, NY 11803-0997.

13) SPONSOR & ADMINISTRATOR: Sponsored solely by Visa USA Inc., P.O. Box 8999, San Francisco, CA 94128-8999. Administrator: Tenthwave Digital, LLC, 35 Pinelawn Road, Suite 207W, Melville, NY 11747.

The NFL Entities (as defined in the Official Rules) will have no liability or responsibility for any claim arising in connection with participation in this Sweepstakes or any prize awarded. The NFL Entities have not offered or sponsored this Sweepstakes in any way.

EA™, EA SPORTS™ and Madden NFL 13 are trademarks and service marks of Electronic Arts, Inc. Used by permission. XZipit brand is licensed by DreamSeats, LLC. Used by permission.

CONSUMER DISCLOSURE: NO PURCHASE, OBLIGATION OR ENROLLMENT NECESSARY TO ENTER OR WIN THE VISA 2012 NFL FAN OFFERS SWEEPSTAKES. AN ENROLLMENT OR PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. No entrant has yet won. Five (5) Grand Prizes: 1) NFL Post-Game Player Interview Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to a 2012/2013 NFL season game where the winner will have an opportunity to interview an NFL player post-game (exact NFL game and NFL player to be determined by Sponsor). Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one (1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) $500 Visa gift card, $2,200 to be awarded as a check that can be used towards the payment of taxes associated with the prize. Approximate Retail Value ("ARV"): $7,220. 2) NFL Pre-Game Locker Room Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and (1) guest to a 2012/2013 NFL season game where the winner will have an opportunity to experience the Coach"s Game Day Speech. Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one (1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) $500 Visa gift card, $2,200 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $7,220. 3) Pro Bowl Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to the Pro Bowl in Honolulu, HI. Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one (1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) game day sideline experience for winner and guest (details to be determined by Sponsor), one (1) $500 Visa gift card, $3,930 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $12,780. 4) Ultimate Madden Game Room Entertainment Center: One (1) winner will receive an Ultimate EA Game Room Entertainment Center featuring a 55" HDTV, Home Theater system, Gaming Console, Madden NFL 13, EA SPORTS Monster Gaming headsets, two (2) XZipit gaming rockers, select pieces of sports memorabilia (to be selected by Sponsor), and $1,980 to be awarded as a check that can be used toward the payment of taxes associated with the prize. ARV $6,439. 5) Super Bowl XLVIII Experience: One (1) winner will receive a four (4)-day, three (3)-night trip for winner and one (1) guest to see Super Bowl XLVIII in East Rutherford, NJ. Prize includes roundtrip coach air transportation for two (2) from a major U.S. gateway airport nearest the winner"s home, one (1) rental car during stay, hotel accommodations (one standard room, double occupancy), two (2) tickets to attend the game, one (1) game day experience for winner and guest (details to be determined by Sponsor), one (1) $500 Visa gift card, $4,400 to be awarded as a check that can be used towards the payment of taxes associated with the prize. ARV: $14,300.Three Hundred Thirty (330) Weekly Prizes: Fifteen (15) winners each week will each receive one (1) item of NFL merchandise (either a hat (ARV: $75), mini football (ARV: $65), or mini helmet (ARV: $65)); specific prize for each winner will be selected solely by Sponsor. ARV of all weekly prizes $23,647: Total ARV of all prizes: $71,606. Odds of winning a prize will depend upon the total number of eligible entries received during the Promotional Period. Automatic entries must be received by 11:59:59 PM PT 2/4/13. Mail-in entries must be postmarked by 2/4/13 and received by 2/11/13. Sweepstakes ends 11:59:59 p.m. PT 2/4/13. See Official Rules above for complete details, including entry dates and prize restrictions. Sponsored solely by Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. The NFL Entities (as defined in the Official Rules) have not offered or sponsored this sweepstakes in any way. All NFL-related trademarks are trademarks of the National Football League.

1) NO PURCHASE, OBLIGATION OR ENROLLMENT NECESSARY TO ENTER OR WIN. A PURCHASE OR ENROLLMENT WILL NOT INCREASE YOUR CHANCES OF WINNING.

2) TRANSPORTATION TO/FROM THE GAMES, HOTEL ACCOMMODATIONS AND OTHER EXPENSES ASSOCIATED WITH ANY TRAVEL WILL NOT BE AWARDED AS PART OF THE PRIZE, AND WILL BE THE SOLE RESPONSIBILITY OF EACH WINNER.

3) ELIGIBILITY: The VISA NFL FAN OFFERS 2012 TIX GIVEAWAY ("Sweepstakes") is open only to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older as of 9/21/12 ("Eligible Participant"). Void in Puerto Rico and where prohibited. Employees of the National Football League ("NFL"), its member professional football clubs, NFL Ventures, Inc., NFL Ventures, L.P., NFL Properties LLC, NFL Enterprises LLC, NFL Productions LLC, NFL International LLC and each of their respective subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, "NFL Entities"), Visa U.S.A. Inc. ("Sponsor"), Visa Inc., Visa International Service Association, and their respective parents, successors, affiliates, subsidiaries, trustees, and client financial institutions, prize suppliers, and advertising and promotion agencies, Tenthwave Digital, LLC. and each of their respective agents, representatives, officers, directors, shareholders, and employees (collectively, "Releasees"), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same households of each of these individuals, whether related or not, of the above are not eligible to enter or win. Sweepstakes is subject to all applicable federal, state, and local laws. U.S. law governs this Sweepstakes.

4) SWEEPSTAKES TIMING/DESCRIPTION: The Sweepstakes begins at 12:00:00 AM Pacific Time ("PT") on 9/21/12, and ends at 11:59:59 PM PT on 12/10/12 ("Promotion Period"). For each NFL game during the NFL Week indicated in the Entry Chart in Section 6, a random drawing will occur from among all eligible entries received and combined during the entry periods described in the Entry Chart from Eligible Participants who, in connection with enrollment or registration, selected the NFL team playing at home for such game (each set of drawings for an NFL Week, a "Weekly Random Drawing").

5) TO ENTER: There are two (2) ways to enter: 1) Program Enrollment Automatic Entry: When an Eligible Participant successfully enrolls in the Visa NFL Fan Offers (the "Program") and selects an NFL team, the Eligible Participant will automatically receive one (1) Sweepstakes entry in each subsequent Weekly Random Drawing when the selected team has a home game. Eligible Participants already enrolled in the Program at the start of the Promotion Period will also be automatically entered into the Sweepstakes and receive one (1) Sweepstakes entry in each subsequent Weekly Random Drawing when the selected team has a home game. Certain restrictions, limitations, and conditions may apply. Go to www.nfl.visa.com/terms.jsp for Visa NFL Fan Offers Program Terms and Conditions. An Eligible Participant is deemed to be successfully enrolled after the Eligible Participant completes the online enrollment form on the NFL Visa Fan Offers website ("Program Site") including first and last name, mobile phone number, email address, NFL team affiliation and eligible Visa card information, checks the box confirming that the Eligible Participant has read and agrees to these Official Rules and receives a screen on the Site confirming enrollment into the Program. Use of the Program Site, and Sponsor's use of information submitted by entrant in connection with the Sweepstakes and the Program, will be subject to the terms and conditions stated in these Official Rules as well as to the Program's Terms and Conditions available at nfl.visa.com/terms.jsp and Privacy Policy available at nfl.visa.com/privacy.jsp ("Program Policies"). In the event of a dispute as to who submitted an automatic entry, such entry will be deemed to be submitted by the authorized account holder of the email address associated with the entry. 2) To enter without enrollment, purchase or obligation via Online Registration: Go to https://visa.promotionexpert.com/weeklyticket/index.html and complete the registration form including your first and last name, email address, date of birth, primary telephone number, and choice of NFL team, and check the box confirming that you have read and agree to these Official Rules to receive (1) entry for each subsequent Weekly Random Drawing for your selected team. Once you have successfully registered, you will be presented with a confirmation page. All Entries must be received by 11:59:59 p.m. P.T. on the dates specified in the Entry Chart in Section 6 in order to be eligible for a Weekly Random Drawing for such entry period.

Regardless of entry method, entries that have been generated by a script, macro, bot or any other automated means will be deemed void. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by any means which subvert the entry process are void. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor's sole discretion. Entries become the property of the Sponsor and will not be acknowledged or returned. Limit one (1) entry per person and per email address. Regardless of entry method, non-winning entries from one Weekly Random Drawing that adhere to these Official Rules will be eligible for subsequent Weekly Random Drawings throughout the Promotion Period.

6) DETERMINATION OF WINNERS: Potential Grand Prize winners will be selected in one hundred ninety three (193) separate random drawings from among all eligible automatic and online registration entries received and combined for each applicable home team based on the dates stated in the Entry Chart below.

Entry Chart

The Weekly Random Drawings will be conducted by Tenthwave Digital, LLC, an independent judging organization. Judges' and Sponsor's decisions are final and binding on matters relating to this Sweepstakes. Potential Grand Prize winners will be notified by email, telephone, or any combination of those methods, as determined by Sponsor on or about the dates stated in the Entry Chart above. Potential Grand Prize winners may be required to verify their mailing address within twenty-four (24) hours of notification via fax or email prior to issuance of prize. Non-compliance within this time frame and/or with these Official Rules; Sponsor's inability to contact a potential winner within twenty-four (24) hours; or prize or prize notification returned as undeliverable will result in such potential winner's disqualification and, at Sponsor's discretion, the applicable prize may be awarded to a potential alternate winner, time permitting. In the event there are no eligible entries in any specific home game random drawing, tickets for that specific game will not be awarded.

7) ODDS: The odds of winning a prize depend upon the total number of eligible entries received.

8) PRIZES: There will be Grand Prizes available to be awarded for each Entry Period as stated in the Entry Chart above for a total of one-hundred ninety-three (193) Grand Prizes awarded during the Promotion Period. Each Grand Prize is for two (2) tickets to one (1) NFL Game scheduled during the NFL Week indicated in the Entry Chart. Approximate Retail Value ("ARV") of each Grand Prize ranges from $118 - $1,533, depending upon the venue. Total ARV of all Grand Prizes: $48,202.25. TRANSPORTATION TO/FROM THE GAMES, HOTEL ACCOMMODATIONS AND OTHER EXPENSES ASSOCIATED WITH ANY TRAVEL WILL NOT BE AWARDED AS PART OF THE PRIZE, AND WILL BE THE SOLE RESPONSIBILITY OF EACH WINNER. All federal, state, and local taxes and any other costs not specifically stated within these Official Rules, including but not limited to any/all transportation, accommodations, meals, souvenirs, and gratuities are the sole responsibility of each winner. Prizes are not transferable and no substitutions or cash equivalents are permitted, except that Sponsor at its sole discretion, may substitute the prize with a prize of comparable or greater value. Specifics of the prizes are in sponsor's sole discretion. Sponsor will not replace any lost or stolen tickets or similar items once they are in winner's possession or in the possession of a guest. Tickets are subject to certain terms and conditions as specified by the NFL and issuer thereon. Winner and guest must comply with all venue, stadium, and event rules and regulations. Failure to do so may result in forfeiture of prize. Sponsor reserves the right to remove or deny entry to any winner and his/her guest who engage in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten, or harass any other person at the game. In the event that a winner lives outside a 300 mile radius of the stadium where the game is being played, winner will have the option to receive a cash alternative which will be equivalent to the cost of the winner's forfeited pair of tickets in lieu of the tickets. Limit one (1) prize per person throughout the entire Promotion Period.

9) CONDITIONS OF PARTICIPATION: By entering, entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor and judges, which are final and binding. By accepting the prize, winner consents to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Entrants release and hold harmless Releasees from any claims, actions, injury, loss, or damage of any kind, including but not limited to, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of the prize (including any travel/activity related thereto). This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes.

10) GENERAL: If an entrant enters the Sweepstakes solely by Online Registration, without enrolling in the Program, Sponsor will collect information from such entrant solely for the purpose of the prize drawing and to notify a potential winner. Sponsor will not share this information with any third party, except as necessary for the administration of the Sweepstakes, nor attempt to contact entrant, unless entrant has agreed to receive further information on Sponsor's products and promotions. If an entrant receives automatic Sweepstakes entries through enrollment in the Program, Sponsor will collect information from such entrants and use such information for the purpose of the prize drawing, to notify a potential winner and as necessary for the administration of the Sweepstakes and the Program. See the Program Policies for further details about Sponsor's use of your information in connection with the Program. If an entrant unenrolls from the Program, Sponsor may continue to use the information that such entrant provides in connection with the Program for the purpose of the prize drawing and to notify a potential winner. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, and transactions; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prize, the cancellation or postponement of any game and/or trip or any trip related event, winner's inability to participate in the trip, or in any Sweepstakes-related materials. Sponsor reserves the right to conduct a background check of any and all records of potential winner, including, without limitation, civil and criminal court records and police reports, and entry in the Sweepstakes constitutes entrant's permission for Sponsor to conduct such background check, provided that, to the extent additional authorization is necessary under law, potential winner shall authorize such check. Sponsor reserves the right (at its sole discretion) to disqualify potential winner based on the results of the background check or failure to properly authorize such check. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice and for any reason including, if in the judges' opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prize in a random drawing from among all non-suspect, eligible entries received up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek damages and other remedies (including attorneys' fees) from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. If an entrant is disqualified, Sponsor reserves the right to terminate that entrant's eligibility to participate in the Sweepstakes.

11) DISPUTES: Except where prohibited, all issues/questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of California. Jurisdiction and venue shall be solely within the State of California.

12) ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

13) WINNERS' NAME: For the name of the winners, available after 12/31/12, mail a self-addressed stamped envelope by 12/31/12, to: Visa NFL Fan Offers 2012 Tix Sweepstakes Winners, P.O. Box 997, Plainview, NY 11803-0997.

14) SPONSOR & ADMINISTRATOR: Sponsored solely by Visa USA Inc., P.O. Box 8999, San Francisco, CA 94128-8999. Administrator: Tenthwave Digital, LLC, 35 Pinelawn Road, Suite 207W, Melville, NY 11747.

The NFL Entities (as defined in the Official Rules) will have no liability or responsibility for any claim arising in connection with participation in this Sweepstakes or any prize awarded. The NFL Entities have not offered or sponsored this Sweepstakes in any way.