VisaNet +AI

VisaNet +AI is a set of network services that helps deliver smarter authorization, clearing, and settlement for banks, merchants, and consumers.

Evolve payments with AI (EN)

A new generation of faster, smarter services

We’ve invested in the platforms needed to execute complex AI models in milliseconds, enabling new capabilities across transaction flows with the speed and reliability of VisaNet.

Smarter Stand-In Processing (STIP)

Smarter STIP helps improve payment experiences during outages by mirroring issuer approval decisions with up to 95% accuracy.¹ Learn more about STIP in the Wall Street Journal.

Read the article (EN)

Smarter Posting

Smarter Posting helps enable faster consumer payment experiences and reduce confusion from posting delays.

Smarter Settlement Forecast (SSF)

SSF delivers daily settlement forecasts up to seven days in advance, helping optimize treasury operations and liquidity.

Interested in VisaNet +AI?

Contact your Visa representative or sign up to learn more about the future of payments.

Evolve payments with AI (EN)

¹95% average accuracy observed in internal simulation of the Smarter STIP model offline on transactions in Q4 2019 for all Visa BINs globally.