Live life your way with Visa Credit cards
More than just a purchase, using a Visa Credit card gives you access to a range of benefits and protections.
The easy, secure way to pay
With the Visa Traditional credit card, you can experience the easiest way to pay, every day. Access benefits and protections, along with exclusive offers and perks from Visa.
Wherever life takes you, make the journey a joy
Visa Credit cards are designed to protect your purchases, simplify payments and offer peace of mind wherever you shop.
Choose the right card for you
Enjoy built-in benefits
Visa is more than just the easiest way to pay. You also get special benefits simply for being a cardholder.
More details about Visa Credit cards
Explore commonly asked questions to find the Visa Credit card that best suits you.
What is the difference between types of credit cards such as Visa Traditional, Visa Signature, and Visa Infinite?
Visa offers three levels of consumer credit cards, each with its own set of benefits:
- Visa Traditional: Provides essential features and may offer rewards such as cash back bonuses and points
- Visa Signature: Offers enhanced benefits and additional perks compared to Visa Traditional cards
- Visa Infinite: The highest tier, offering the most extensive range of benefits and premium perks
The higher the card level, the richer the benefits that Visa provides. Your financial institution may also offer additional benefits. For the standard Visa benefits that come with your card, please visit the following links:
For specific card details, please visit your financial institution's website.
How do I know what benefits come with my Visa Credit card?
Your Visa Credit card includes standard benefits provided by Visa, plus any additional benefits that your issuer may choose to offer. These benefits can vary, so check directly with your issuer for full details. To explore the core benefits, you can visit the Visa Traditional, Visa Signature and Visa Infinite pages to learn about the standard benefits offered by Visa.
How do I apply for a Visa Credit card?
To apply for a Visa Credit card, follow these steps:
Determine your needs
Identify the type of Visa Credit card that suits your needs and credit score, such as rewards, cashback, travel or low-interest options.Research and compare
Visit a bank or credit union website, stop by a branch or use a credit card comparison tool to explore your options and choose the best card for you.Apply
Complete your application online or in-person through your chosen provider.By following these steps, you can select and apply for a Visa Credit card that aligns with your financial needs.
How do I redeem my credit card rewards?
To get detailed information about your rewards status and the redemption process, visit your financial institution's website or contact the toll-free number found on the back of your Visa card.
How do I view my credit score?
Knowing your credit score can be an important part of managing your financial health. Check your score by visiting one of the three major credit bureaus in the U.S.:
Each bureau allows you to access a free credit report once a year through AnnualCreditReport.com. While the report is free, there may be a fee to see your actual credit score.
By exploring these options, you can find a method that works best for you to check your credit score and manage your financial health effectively.
What should I do if my Visa Credit card was lost or stolen?
If your Visa Credit card is lost or stolen, please visit our Report a Lost or Stolen Card page. Our support team is available 24/7 to help block your card and, if eligible, assist with emergency replacement or support services.
How do I log into my account to pay my bill, check my balance and more?
To manage your Visa Credit card account, including paying your bill or checking your balance, visit your card issuer’s or bank’s official website. You can usually find the website and customer service number on the front or back of your Visa card.
Need more help? Visit our Contact us page for assistance.