Visa Spend Signals uses anonymized and aggregated payments data to offer unique snapshots of macroeconomic and microeconomic trends, empowering governments to create effective policies and monitor impact.

Consumer spending insights are a fundamental tool for macroeconomic and sector planning, and payments intelligence is a timely and differentiated source. Anonymized and aggregated payments data reflects actual behavior and can provide views of different sectors and locations, helping organizations to identify changing trends and tailor their response.

With more than 276B transactions processed annually, Visa can help the public sector to uncover relevant spending trends to inform policy decisions.

Inform efforts to promote and grow tourism.

Spend snapshot — Get an at-a-glance summary of spending trends, compare year-over-year changes, and filter data by business or leisure spending

Visitor origin — Identify the countries and territories driving the most visitors and spend and compare how trends in originating corridors have changed over the past three years

Market segment — View visitor spending by market segments and see how each segment’s performance has changed over the past three years

Custom query — Run ad hoc queries to extract additional metrics cut by multiple different dimensions

Find opportunities to strengthen the small business sector.

Small business health snapshot — Get an at-a-glance summary of key performance indicators for small businesses

Industry comparison — Evaluate the performance of small businesses across different industry segments and geographical areas

Regional overview — Compare total spend amounts at small businesses and year-over-year growth by geographical area

Find opportunities to support economic growth with timely and actionable insights into consumer spending.

Spending habits — Identify activity and trends in consumer spending at the macro level for specific consumer groups

Regional views — See how spending activity varies across regions and cities to help inform planning

Market segments – Gain insights into consumer spending across 28 key market sectors (e.g., retail, travel)

Transaction types – Understand how different types of spending (e.g. in-store/online, everyday/discretionary, domestic/cross-border) are influencing economic growth