In 2023, £600m was lost to APP scams and fraud in the UK². With institutions now facing greater responsibility for reimbursing victims, the need for advanced risk detection and prevention has never been higher.

Discover how Visa A2A Protect can combine advanced artificial intelligence and multi-rail transaction data to help safeguard your customers and protect your organisation.

Visa A2A Protect uses Visa’s vast transaction data and AI-driven risk scoring to help Financial Institutions prevent fraud and reduce customer friction. It can integrate seamlessly with existing systems to add an enhanced, scalable layer of protection against scams and unauthorised transactions.

Visa was chosen by Pay.UK as one of three partners to test a new fraud prevention service for UK financial institutions. Using AI and machine learning, Visa analysed billions of transactions—covering over 50% of annual UK account-to-account payments. While the partners in the pilot achieved an average 40% improvement in fraud detection, Visa exceeded this figure, identifying 54% of fraudulent transactions that had already passed through sophisticated bank and PSP fraud detection systems.¹