VisaNet + AI: intelligence at the core of every transaction
Billions of insights from billions of transactions a day – VisaNet, enhanced by AI, powers a faster, safer and smarter global payments network.
VisaNet. A network you can trust.
VisaNet is the global network at the heart of Visa, connecting technology, infrastructure and innovation to enable secure, fast digital payments for everyone, everywhere.
A new generation of faster, smarter services
A new generation of faster, smarter services
From everyday payments to advanced AI-driven capabilities, VisaNet is built for today, and ready for tomorrow. Our powerful tools can execute complex models in milliseconds, delivering smarter, faster services across the transaction flow – without compromising on reliability.
Visa Account Attack Intelligence (VAAI)
Visa Account Attack Intelligence (VAAI)
Card-not-present (CNP) fraud moves fast. VAAI moves faster – analysing 182 attributes in milliseconds to block enumeration attacks with AI-powered precision and control.¹
Smarter Stand-In Processing (STIP)
Smarter Stand-In Processing (STIP)
Outages disrupt payments. Smarter STIP keeps transactions flowing – using AI to mirror issuer decisions when systems are down.
VisaNet reporting
VisaNet reporting
Struggling with slow, fragmented reporting? VisaNet Reporting provides timely, accurate, easy-to-digest reports that streamline forecasting, funding, reconciliation and clearing.
Visa’s Account Verification service
Visa’s Account Verification service
Reduce fraud and false declines. Visa’s Account Verification confirms account validity before the transaction begins – so you can trust the card and protect the experience.
Trusted by banks, merchants, and governments worldwide
Trusted by banks, merchants, and governments worldwide
$41bn in annual fraud prevented on Visa rails by AI.²
>233bn transactions processed on Visa’s networks in 2024.³
4.6bn Visa-issued credentials accepted at 150m+ merchant locations in 200+ countries.³
Power your payments with VisaNet+AI
Power your payments with VisaNet+AI
Contact your Visa representative or sign up to learn more about the future of payments.
1. In adopting AI models VAAI can evaluate up to 182 risk attributes in a millisecond to derive a two-digit risk score predicting the likelihood of enumeration attack.
2. Merchant Payment Ecosystem, April 2024, https://www.merchantpaymentsecosystem.com/files/positivity/issue104.pdf
3. Visa Inc. 2024, Visa Fiscal 2024 Annual Report, https://annualreport.visa.com/
2. Merchant Payment Ecosystem, April 2024, https://www.merchantpaymentsecosystem.com/files/positivity/issue104.pdf
3. Visa Inc. 2024, Visa Fiscal 2024 Annual Report, https://annualreport.visa.com/