Access a flexible payment authorization framework

Access a flexible payment authorization framework

Simplify payment authorization with our authorization solutions that let you authorize and secure funds for estimated transactions and extend approved authorizations.

Unlock more revenue

Ease payment friction and help ensure valid transactions with flexible authorizations from Visa.

Our authorization solutions

Help boost authorizations and root out re-authorizations with reliable Authorization solutions.

Estimated Authorization

Allows merchants to authorize and secure an estimated amount before goods or services are consumed, ease friction at checkout and drive upsell opportunities.

Extended Authorization

Lets merchants extend the validity of approved authorizations for up to 30 days to avoid reauthorizations and potential declines for transactions that take longer to fulfill.

Enhanced Authorization – Merchant-Initiated Transactions (MITs)

Enables merchants to improve authorization rates, lower costs and enhance transaction integrity — all while reducing the need to manage complex transaction ID data requirements.

Benefits for merchants and acquirers

Increase your revenue opportunities, while creating more customer loyalty.

Explore our products

Tap into innovation and improve transactions with our payment tools.

Verification

Trust in our accurate cardholder verification before and during processing.

Mitigate risk with our verification solutions

Lifecycle management

Maximize revenue and avoid lost sales by keeping stored credentials updated.

Provide automatic updates for Visa credentials

Reporting

Reduce operational costs and time by streamlining reporting across payment types, processors and geographies.

Get better insights with our reporting solutions

Build the payment solutions you want with Visa