Provide frictionless cardholder verification

Provide frictionless cardholder verification

Validate cardholder attributes to reduce risk and streamline payments with our verification solutions.

Stronger security and smoother transactions

Leverage cardholder verification with Visa to protect against fraud and create seamless payment experiences.

Simplify verification for all customers

Frictionless checkout experiences are within reach with secure verification that helps improve security and increase revenue.

Our verification solutions

We’re here to help with comprehensive cardholder verifications before and during processing.

Account Verification (AV)

Validates payment accounts when they're first used or saved in a customer account. This helps prevent declines and reduces the risk of fraud.

Address Verification Service (AVS)

Checks a cardholder’s billing address with the issuer or Visa to reduce risk exposure during card-not-present (CNP) transactions.

Account Name Inquiry (ANI)

Help ensure a cardholder’s name matches the name held by their issuing bank.

Card Verification Value (CVV2)

Validates a card with a three-digit Visa card verification code printed on the signature panel.

Benefits for merchants and acquirers

Stay ahead of the curve with our flexible solutions that can remove friction while fighting fraud.

Explore our products

Tap into innovation and improve transactions with our payment tools.

Lifecycle management

Maximize revenue and avoid lost sales by keeping stored credentials updated.

Provide automatic updates for Visa credentials

Authorization

Ease payment friction with the ability to authorize estimated transactions and extend approvals.

Simplify payment authorizations with Visa

Reporting

Reduce operational costs and time by streamlining reporting across payment types, processors and geographies.

Get better insights with our reporting solutions

Build the payment solutions you want with Visa