Enable consistent, dynamic credential lifecycle management
Enable consistent, dynamic credential lifecycle management
Improve revenue and help avoid lost sales with our lifecycle management solutions, which are specially designed to keep card-on-file credentials up to date.

Keep payment flowing smoothly
Keep payment flowing smoothly
Help ensure stored credential updates for frictionless card-on-file and subscription transactions.
Our lifecycle management solutions
Our lifecycle management solutions
Improve revenue and avoid lost sales. Our solutions are specially designed to keep card-on-file credentials up to date.
Visa Account Updater (VAU)
Visa Account Updater (VAU)
Keep stored credentials up to date and refreshed for card-on-file and subscription payments.


Real-Time Visa Account Updater
Real-Time Visa Account Updater
Provides the ability to identify and update individual credentials in real time before a recurring or card-on-file transactions takes place.
Visa Digital Credential Updater (VDCU)
Visa Digital Credential Updater (VDCU)
Manages the token lifecycle by keeping tokens fresh and reducing the need to re-provision tokens when PAN updates occur.

Benefits for merchants and acquirers
Benefits for merchants and acquirers
Help ensure more efficient payment lifecycle management that helps boost sales and gains repeat business.
Explore our products
Explore our products
Tap into innovation and improve transactions with our payment tools.
Verification
Trust in our accurate cardholder verification before and during processing.
Authorization
Ease payment friction with the ability to authorize estimated transactions and extend approvals.
Reporting
Reduce operational costs and time by streamlining reporting across payment types, processors and geographies.



